Friday, March 18, 2022

CRIMINAL CAPITALI$M
U.S. Senate Democrats seek probe of Wells Fargo's refinancing practices
By Pete Schroeder
© Reuters/JEENAH MOON Wells Fargo Bank branch is seen in New York

WASHINGTON (Reuters) -U.S. Senate Banking Committee Chairman Sherrod Brown and other Senate Democrats have asked government regulators to examine Wells Fargo's mortgage refinancing policies to ensure they do not discriminate against minority borrowers.

In letters to the Department of Housing and Urban Development and the Consumer Financial Protection Bureau, the lawmakers said the government should ensure Wells Fargo is complying with fair lending laws after a recent analysis found the bank approved less than half of mortgage refinancing applications from Black borrowers, while signing off on 72% of such requests from white applicants.

"The stark racial disparity in refinance approval rates at Wells Fargo raises questions about whether its mortgage systems and processes comply with all federal fair housing and fair lending laws and regulations," the group, which included influential Senators Dick Durbin and Elizabeth Warren, wrote.

The lawmakers said borrowers denied refinancing may have missed out on an opportunity to take advantage of record-low mortgage rates, leading to higher costs that could span decades, now that the Federal Reserve has begun to raise interest rates for the first time since 2018.

The letter references a Bloomberg News analysis that found Wells Fargo lagged its counterparts in approving refinancing applications from minority borrowers.

In addition to finding that the bank approved less than half of all refinancing applications from Black borrowers, the analysis found that just 53% of Hispanic applicants were approved in 2020. The average approval rate among all other lenders for Black and Hispanic applicants came in at 71% and 79%, respectively, according to Bloomberg's analysis.

A Wells Fargo spokesperson said in response to the letter that the bank complies with the law and works closely with regulators on "our shared goal of decreasing the homeownership gap." The bank previously told Bloomberg its own internal review determined the discrepancy was due to additional credit factors.

(Reporting by Pete SchroederEditing by Alexandra Hudson, Tim Ahmann and Jonathan Oatis)
Quebec seniors home investigated for alleged mistreatment of workers from Africa

LÉVIS, Que. — Quebec's labour minister says an investigation is underway into allegations that a private seniors residence in Lévis, Que., paid temporary workers from Africa just $70 a week to work as orderlies over several months while promising work permits.

© Provided by The Canadian Press

The allegations against Villa mon Domaine were reported in an investigation published in Le Devoir on Thursday, prompting Labour Minister Jean Boulet to ask the workers' health and safety board to investigate.

Christine Orain of Le Tremplin, a community organization that works with immigrants in the city south of Quebec City, said Friday that an initial complaint came in January 2021 when one employee came to her organization to say the residence was denying access to his pay stub, and it was discovered workers were not receiving their COVID-19 bonuses.

Afterwards, others came forward including some people who didn't have valid work permits and were allegedly told they would be helped in getting one while "volunteering" at the residence in exchange for prepaid credit cards of between $50 and $70 per week, a situation that lasted for up to 11 months in some cases.

They were working as "volunteers" for 35 hours a week while awaiting their permits and living at the residence, Orain said. Some of them reported receiving allegedly threatening texts or emails from management about their status and employment.

"After we had a second person, a third and when we got to six from the same residence, obviously we had a problem," Orain said. "We took down all the information and referred them to a variety of groups that protect workers."

She said they contacted workers' health and safety, the provincial human rights commission, Service Canada, the Quebec Immigration Department and the local health authority, but the matter wasn't resolved.

Orain said they finally got in touch with the Immigrant Workers Centre based in Montreal, which helped with permits. Some of the workers had been recruited abroad with permits while others were approached in Quebec after arriving as visitors. "It was a long procedure, but finally they got open work permits and were able to find different employment," Orain said.

Management at Villa mon Domaine did not return phone calls seeking comment on Friday. Speaking to Le Devoir and Radio-Canada separately this week, the owners of the residence denied the allegations.

Boulet said in a statement Friday he was "appalled" by the report, noting that temporary foreign workers have the same rights as Quebec workers and deserve to be treated with dignity.

Three inspectors visited the care home on Thursday and will also meet with the workers and community organizations. Boulet said if the allegations are founded, other probes could follow.

Orain called the situation exceptional. "These people were coming from African countries, they didn't know, they thought, 'This is how it works in Canada,' and above all, they wanted to stay here," she said.

"I think for many of them, they were happy to see that someone finally heard them, that someone recognizes what they were experiencing wasn't acceptable and wasn't normal."

This report by The Canadian Press was first published March 18, 2022.

— By Sidhartha Banerjee in Montreal.

The Canadian Press
Hot poles: Antarctica, Arctic 70 and 50 degrees above normal

Earth’s poles are undergoing simultaneous freakish extreme heat with parts of Antarctica more than 70 degrees (40 degrees Celsius) warmer than average and areas of the Arctic more than 50 degrees (30 degrees Celsius) warmer than average.

© Provided by The Canadian Press

Weather stations in Antarctica shattered records Friday as the region neared autumn. The two-mile high (3,234 meters) Concordia station was at 10 degrees (-12.2 degrees Celsius),which is about 70 degrees warmer than average, while the even higher Vostok station hit a shade above 0 degrees (-17.7 degrees Celsius), beating its all-time record by about 27 degrees (15 degrees Celsius), according to a tweet from extreme weather record tracker Maximiliano Herrera.

The coastal Terra Nova Base was far above freezing at 44.6 degrees (7 degrees Celsius).

It caught officials at the National Snow and Ice Data Center in Boulder, Colorado, by surprise because they were paying attention to the Arctic where it was 50 degrees warmer than average and areas around the North Pole were nearing or at the melting point, which is really unusual for mid-March, said center ice scientist Walt Meier.

“They are opposite seasons. You don’t see the north and the south (poles) both melting at the same time,” Meier told The Associated Press Friday evening. “It’s definitely an unusual occurrence.”

“It’s pretty stunning,” Meier added.


“Wow. I have never seen anything like this in the Antarctic,” said University of Colorado ice scientist Ted Scambos, who returned recently from an expedition to the continent.

“Not a good sign when you see that sort of thing happen,” said University of Wisconsin meteorologist Matthew Lazzara.


Lazzara monitors temperatures at East Antarctica’s Dome C-ii and logged 14 degrees (-10 degrees Celsius) Friday, where the normal is -45 degrees (-43 degrees Celsius): “That’s a temperature that you should see in January, not March. January is summer there. That’s dramatic.”

Both Lazzara and Meier said what happened in Antarctica is probably just a random weather event and not a sign of climate change. But if it happens again or repeatedly then it might be something to worry about and part of global warming, they said.

The Antarctic warm spell was first reported by The Washington Post.

The Antarctic continent as a whole on Friday was about 8.6 degrees (4.8 degrees Celsius) warmer than a baseline temperature between 1979 and 2000, according to the University of Maine’s Climate Reanalyzer, based on U.S. National Oceanic Atmospheric Administration weather models. That 8-degree heating over an already warmed-up average is unusual, think of it as if the entire United States was 8 degrees hotter than normal, Meier said.

At the same time, on Friday the Arctic as a whole was 6 degrees (3.3 degrees) warmer than the 1979 to 2000 average.

By comparison, the world as a whole was only 1.1 degrees (0.6 degrees Celsius) above the 1979 to 2000 average. Globally the 1979 to 2000 average is about half a degree (.3 degrees Celsius) warmer than the 20th century average.

What makes the Antarctic warming really weird is that the southern continent — except for its vulnerable peninsula which is warming quickly and losing ice rapidly — has not been warming much, especially when compared to the rest of the globe, Meier said.

Antarctica did set a record for the lowest summer sea ice — records go back to 1979 — with it shrinking to 741,000 square miles (1.9 million square kilometers) in late February, the snow and ice data center reported.

What likely happened was “a big atmospheric river” pumped in warm and moist air from the Pacific southward, Meier said.

And in the Arctic, which has been warming two to three times faster than the rest of the globe and is considered vulnerable to climate change, warm Atlantic air was coming north off the coast of Greenland.

___

Read stories on climate issues by The Associated Press at https://apnews.com/hub/climate

___

Follow Seth Borenstein on Twitter at @borenbears.

____

Associated Press climate and environmental coverage receives support from several private foundations. See more about AP’s climate initiative here. The AP is solely responsible for all content.

Seth Borenstein, The Associated Press


Wildfires Are Fueling a Dangerous Feedback Loop of Arctic Warming

Ed Cara 

Wildfires across the globe are contributing to conditions that make future fires more likely, new research finds. The study estimates that brown carbon emissions from sources like wildfires are a greater contributor to warming in the Arctic atmosphere than previously thought. And because this warming then contributes to the weather conditions that give rise to wildfires in the first place, today’s fires are likely helping fuel increasingly stronger ones in the future, the researchers say.
© Photo: Nicolas Economou/NurPhoto (Getty Images)
 A nighttime view of a wildfire on the Greek island of Evia on August 9, 2021.

Brown carbon aerosol particles are known by their ability to absorb sunlight. This then traps solar radiation within Earth, as opposed to other aerosol particles that reflect it back out to space. Alongside black carbon—caused by the incomplete burning of fossil fuels that can be seen from sources like diesel engines—brown carbon is thought to play an important role in climate change, but there’s still much we don’t know about its relative contributions to it.

This new research, published in the journal One Earth, was five years in the making. In 2017, scientists took the Chinese icebreaker ship Xue Long on a two-month expedition to the Arctic. Once there, they took direct measurements of the atmosphere, focusing particularly on brown carbon emissions that had ended up there.

The Arctic has been warming even faster than the rest of the world, and the team’s modeling, based on the direct observations made from their trip, indicate that brown carbon has been one major reason why.

“The warming effect of brown carbon in the Arctic was generally ignored in previous climate models,” study author Pingqing Fu, a professor of atmospheric chemistry and biogeochemistry at Tianjin University, told Gizmodo in an email. “By the addition of it, we find that brown carbon can be a strong warming agent in the Arctic, which highlights the importance to manage the wildfires in its surrounding regions in the future.”

Fu and his team now figure that brown carbon’s warming effect in the Arctic is about 30% of that of black carbon’s. About 60% of these emissions come from sources of biofuel burning, including wildfires in the middle and high latitude areas of the world, which release both black and brown carbon into the air. And as the Arctic warms, so do other regions of Earth, setting the stage for an ever-increasing ramp-up of climate disaster.

“The increase in brown carbon aerosols will lead to global or regional warming, which increases the probability and frequency of wildfires. Increased wildfire events will emit more brown carbon aerosols, further heating the earth, thus making wildfires more frequent,” Fu said.

So far, wildfires are holding up their end of the bargain. Last year, fires broke regional records in carbon emissions, including in parts of Siberia close to the Arctic. Last month, a UN report estimated that the number of wildfires is likely to increase around 30% percent by 2050 and 50% by 2100. Much as the current study’s authors found, these fires are likely to have a “mutually exacerbating” effect on climate change, the UN authors concluded—one that countries aren’t prepared for.

Indeed, while the news gets more dire every day, global cooperation on fighting climate change continues to be muddled as even meager attempts to dial down emissions in general are being fiercely resisted by some governments and fossil fuel interests.

The authors, for their part, say that “the careful management of vegetation fires, especially in the mid- to high latitudes of the Northern Hemisphere, will prove important in mitigating the warming in the Arctic region.” And Fu notes that every effort to tamp down emissions across the board still matters.

“People can do something to hamper the positive feedback loop among the link of brown carbon, arctic melting, and wildfires. For example, the continuous reduction of the anthropogenic activities such as fossil fuel combustion efficiently decreases the emissions of both black carbon and brown carbon,” he said.

The team next plans to investigate how wildfires may affect the aerosol chemistry of the marine atmosphere over the western Pacific, as well as its potential climate effects there.


Carbon from wildfires warms the Arctic TWICE as much as fossil fuels

Shivali Best For Mailonline 

Last year was a record year for wildfires, with devastating blazes wreaking havoc in California, Australia and Siberia.

While wildfires destroy homes, plant life and animals, they also contribute to global warming, according to a new study.

Researchers from Tianjin University have revealed how 'brown carbon' released during wildfires in the northern hemisphere are accelerating global warming in the Arctic.

Their study revealed that brown carbon from burning biomass – including from wildfires – was responsible for at least twice as much warming as black carbon from fossil fuel burning.

Worryingly, they say this could spark a vicious cycle, leading to even more wildfires in the near future.

'The increase in brown carbon aerosols will lead to global or regional warming, which increases the probability and frequency of wildfires,' said Professor Pingging Fu, senior author of the study.

'Increased wildfire events will emit more brown carbon aerosols, further heating the earth, thus making wildfires more frequent.'
© Provided by Daily Mail Researchers from Tianjin University revealed how 'brown carbon' released during wildfires in the northern hemisphere is accelerating global warming in the Arctic. Pictured: The Dixie wildfire in California
© Provided by Daily Mail Their analysis revealed that brown carbon from burning biomass – including from wildfires – was responsible for at least twice as much warming as black carbon from fossil fuel burning

Wildfires in the US are increasing due to climate change

Recent fires have fueled concerns that regional and global warming trends are leading to more extreme burning.

Researchers from the University of Colorado Boulder analyzed data on thousands of wildfires since 1984.

They found evidence that average fire events in regions of the US were four times the size, triple the frequency, and more widespread in the 2000s than in the previous two decades.

The most extreme fires were also larger, more common, and more likely to co-occur with other extreme fires.

'This documented shift in burning patterns across most of the country aligns with the palpable change in fire dynamics noted by the media, public, and fire-fighting officials,' they said.

Brown carbon is a major product of wildfires, and is created when grasses, wood, and other biological material burn.

It poses severe health hazards and can even block out the sun enough to cause measurable temperature differences at the surface - even after the flames have died down.

In contrast, black carbon, also known as soot, is released from high-temperature fossil fuel burning.

To understand how brown carbon affects the Arctic, the team travelled there in 2017 on board the Chinese icebreaker vessel Xue Long.

There, they completed observational analyses and numerical simulations to understand the contributing factors behind ice melt in the Arctic.

Their analysis revealed that brown carbon was contributing to warming in the Arctic more than previously thought.

'To our surprise, observational analyses and numerical simulations show that the warming effect of brown carbon aerosols over the Arctic is up to about 30 per cent of that of black carbon,' said Professor Fu.

Their analysis also revealed that brown carbon from burning biomass – including from wildfires – was responsible for at least twice as much warming as black carbon from fossil fuel burning.

The researchers point out that in the last 50 years, the Arctic has been warming at a rate three times that of the rest of the planet – and say that it's likely that wildfires are one of the leading drivers.

© Provided by Daily Mail Last year was a record year for wildfires, with devastating blazes wreaking havoc in California (pictured), Australia and Siberia

The team hopes the findings will draw more attention to the impacts of wildfires on the climate.

'Our findings highlight just how important it is to control wildfires,' Professor Fu added.

The study comes shortly after research revealed that wildfires in the US are becoming more extreme as a results of climate change.

According to work by the University of Colorado Boulder, on average, US wildfires have become four times larger and three times more frequent since 2000.

The team suggests that these large wildfires are also spreading into new areas, and impacting land that previously wasn't subjected to regular burning.

'Projected changes in climate, fuel and ignitions suggest that we'll see more and larger fires in the future. Our analyses show that those changes are already happening,' said Virginia Iglesias, the study's lead author from UC Boulder.

They found that the West and the Great Plains were most affected, but that there were more fires across all regions in the contiguous U.S. in the past two decades.

The findings come off the back of a report by the United Nations that found global wildfires could increase by up to 50 percent over the next 80 years due to global warming
Tunisian union warns over rights after journalist detained

(Reuters) - Tunisia's main journalism union said anti-terrorism police detained a radio reporter on Friday for refusing to reveal his sources on a story about militants, describing the decision as a new attempt to undermine press freedom.
© Reuters/ZOUBEIR SOUISSI FILE PHOTO: 
A man looks at local newspapers displaying pictures of two candidates for the second round of Tunisia's presidential election, in Tunis

Amira Mohamed, an official from the National Syndicate of Tunisian Journalists, said the reporter from Mosaique FM was held for questioning after broadcasting a story about authorities breaking up a militant cell.

The police's National Unit for Investigation of Terrorist Crimes did not immediately respond to phone calls seeking comment.

"What is happening is a shame, they used the anti-terror law to target the freedom of the press, and this is a very dangerous step," Amira Mohamed said.

Freedom of speech and press was a key gain for Tunisians after the 2011 revolution that ended the rule of former President Zine El Abidine Ben Ali and triggered the Arab spring protests.

However, the democratic system adopted after the uprising is in deep crisis after President Kais Saied last year suspended the parliament, seized executive power and brushed aside the constitution to rule by decree.

Saied has promised to uphold rights and freedoms won in the revolution, but his critics say his actions, which also include replacing a body that guaranteed judicial independence, show he is determined to cement one-man rule.

The journalists' union has also said freedom is seriously threatened and has warned that members in state media may go on strike because of what it called attempts by the presidency to control state television.

However, media including the state-owned TAP news agency have continued to broadcast items unfavourable to the president, including reports on protests against his moves and direct criticism of him by opponents.

(Reporting By Tarek Amara; Editing by Andrew Heavens, William Maclean)
Oligarchs and other wealthy Russians have stashed up to $214 billion in secretive Swiss bank accounts, leading trade group reveals

htan@insider.com (Huileng Tan) 
 Swiss banks are famously secretive. Athanasios Gioumpasis/Getty Images

Swiss banks hold as much as $214 billion in Russian money, the top Swiss banking association said.
The disclosure to Reuters, by the Swiss Bankers Association, is unusual given Swiss banking secrecy.
Switzerland recently departed from its historically neutral status to sanction Russia over Ukraine.

Oligarchs and other wealthy Russians have stashed as much as $214 billion in secretive Swiss bank accounts, the industry's top trade group has revealed.

On Thursday, the Swiss Bankers Association (SBA) told Reuters that the country's banks held between 150 billion and 200 billion Swiss francs ($160 billion to $214 billion) of Russian money.

The SBA's revelation is unusual because Switzerland, the world's largest offshore wealth center, is famous for bank secrecy. However, it comes after Switzerland departed from its historically neutral status to sanction Russia over its invasion of Ukraine.

Mattea Meyer, co-president of Switzerland's Social Democrats, has called for a crackdown on Russian oligarch cash deposited in Switzerland. "Part belongs to oligarchs loyal to the Kremlin," she told Reuters, adding that Switzerland must "turn off the money taps."

The SBA told Reuters the amount of Russian wealth held in Switzerland was small compared with the total assets in the country. "The share of assets held for Russian clients likely accounts for a share in the low single-digit percentage range of the total cross-border assets deposited with Swiss banks," the association said.

Insider could not reach the SBA outside regular business hours.

UBS, Switzerland's largest bank by assets, has around $634 million in direct exposure to Russia — about 3% of its total exposure to emerging markets – according to its 2021 annual report, released last Monday.

Credit Suisse, the country's second-largest bank, revealed in its annual report that it had a gross credit exposure to Russia of about 1.6 billion Swiss francs ($1.68 billion) at the end of 2021.

Sweeping sanctions have hit Russia and some of its wealthiest people since the country invaded Ukraine, and Swiss banks appear to be busy keeping up with them.

"We are working with our clients, including our Russian clients, to see how to manage their business and de-risk their own situation," UBS CEO Ralph Hamers told the Morgan Stanley European Financials Conference on Wednesday, per Reuters.

He added: "I can't give a further update on the number of sanctioned clients, because it literally changes every day."

Switzerland has often been attacked by the US, UK, and other governments for enabling criminals and other questionable individuals to hide their wealth, although its banks started sharing some information with overseas tax authorities from 2018.
Tech companies fight low morale and attrition with more equity grants as their stocks get slammed

Kate Rooney 


Silicon Valley recruiters point to frustration among candidates that were granted options at an all-time high and are deeply underwater as stock prices plummet.

Robinhood, Snap, Roku and Uber are among the tech firms offering more equity grants or cash compensation amid a drop in their share prices.

"Seeing their earnings shrink on a daily basis is distracting," says Will Hunsinger, CEO of executive recruiting firm Riviera Partners. "There's a lot of pressure for these companies to take action."

© Provided by CNBC Traders work on the floor of the New York Stock Exchange.

Tech companies are looking to issue new stock and cash perks as slumping share prices weigh on employees' wallets and morale.

Robinhood, Snap, Roku and Uber are among those offering more equity grants or cash compensation amid drops in their stock prices. Silicon Valley recruiters point to frustration among candidates, who may have been granted options near an all-time high and are deeply underwater after the sell-off. All four companies have share prices that are more than 46% off their peaks.

"Seeing their earnings shrink on a daily basis is distracting," said Will Hunsinger, a former start-up founder and CEO of executive search firm Riviera Partners. "There's a lot of pressure for these companies to take action — either repricing options to reflect market conditions, or coming up with supplemental cash compensation for folks — especially when you have companies performing well but volatility and the uncertainty in the markets is depressing the stock price."

It's common for tech employees to forego a higher base salary for a bigger slice of company shares. For decades, the move has allowed for a substantial payday in a successful public offering or acquisition. For start-ups, it can be a less expensive way in the near-term to attract employees.

But that trade-off doesn't work if share prices drop.

High-growth tech names have been crushed by the threat of higher interest rates and the Federal Reserve's policy pivot. The tech-heavy Nasdaq has seen taken the brunt of it and dropped into correction territory, down more than 10% from its record high in November.

"So much capital was flowing into venture and the public markets, the valuations were astronomical," Stanford GSB professor Robert Siegel said. "Gravity always comes back, and capital is now looking for more conservative places to go."

Fintech companies were some of the biggest winners during the pandemic, and are now seeing the deepest pain as investors pivot to safe haven trades. ARK Invest's Fintech Innovation ETF is down more than 31%, while Affirm has lost more than 63% of its value since January and 79% since its peak in November.

Robinhood shares are down roughly 70% over the past six months and are off 84% from the all-time high in its debut week in August. The brokerage start-up offered to issue employees new stock in December, at roughly $19 per share. The stock was trading near $13 as of Thursday. Robinhood declined to comment on its moves.

Roku, down 47% this year and 75% since its peak in July, gave all employees a new restricted stock-unit grant and pay cash raises of up to 40%.

Snap and Chewy, down 27% and 28% respectively this year, are both offering one-time restricted stock unit grants. Uber, which is down more than 21% this year and 46% from its peak last February, has matched older employees' compensation to match the offer for new hires.

Amazon is trying something different for employees. The tech giant announced its first stock split since the dot-com boom last week, giving investors 20 shares for each share they currently own. The latest change to its compensation is targeted at Amazon employees to offer "more flexibility in how they manage their equity in Amazon and make the share price more accessible for people looking to invest in the company," a spokesperson said.

The boom in tech valuations has been just as prolific in private markets. Tech start-ups raised a record $621 billion in venture capital funding last year, double from a year earlier, according to CB Insights. The cool-down in publicly traded tech names is likely to knock down valuations of private start-ups, although it may take longer.

"Late-stage unicorns are going to get hit it just hasn't materialized yet on paper," said Jason Stomel, CEO of talent agency Cadre. "Engineers are thinking about that too, especially if they joined at an inflated market value."
AI suggested 40,000 new possible chemical weapons in just six hours 


It took less than six hours for drug-developing AI to invent 40,000 potentially lethal molecules. Researchers put AI normally used to search for helpful drugs into a kind of “bad actor” mode to show how easily it could be abused at a biological arms control conference.
© Photo by Brendan Smialowski/Getty Images An instructor at the Fort Leonard Wood Chemical School, who is designated as an agent handler, carries the VX nerve agent to contaminate a jeep in one of the eight chambers used for training chemical defense on April 18, 2003 at Fort Leonard Wood, Missouri.

Justine Calma
THE VERGE

All the researchers had to do was tweak their methodology to seek out, rather than weed out toxicity. The AI came up with tens of thousands of new substances, some of which are similar to VX, the most potent nerve agent ever developed. Shaken, they published their findings this month in the journal Nature Machine Intelligence.

The paper had us at The Verge a little shook

The paper had us at The Verge a little shook, too. So, to figure out how worried we should be, The Verge spoke with Fabio Urbina, lead author of the paper. He’s also a senior scientist at Collaborations Pharmaceuticals, Inc., a company that focuses on finding drug treatments for rare diseases.

This interview has been lightly edited for length and clarity.

This paper seems to flip your normal work on its head. Tell me about what you do in your day-to-day job.

Primarily, my job is to implement new machine learning models in the area of drug discovery. A large fraction of these machine learning models that we use are meant to predict toxicity. No matter what kind of drug you’re trying to develop, you need to make sure that they’re not going to be toxic. If it turns out that you have this wonderful drug that lowers blood pressure fantastically, but it hits one of these really important, say, heart channels — then basically, it’s a no-go because that’s just too dangerous.

So then, why did you do this study on biochemical weapons? What was the spark?

We got an invite to the Convergence conference by the Swiss Federal Institute for Nuclear, Biological and Chemical Protection, Spiez Laboratory. The idea of the conference is to inform the community at large of new developments with tools that may have implications for the Chemical/Biological Weapons Convention.

We got this invite to talk about machine learning and how it can be misused in our space. It’s something we never really thought about before. But it was just very easy to realize that as we’re building these machine learning models to get better and better at predicting toxicity in order to avoid toxicity, all we have to do is sort of flip the switch around and say, “You know, instead of going away from toxicity, what if we do go toward toxicity?”

Can you walk me through how you did that — moved the model to go toward toxicity?

I’ll be a little vague with some details because we were told basically to withhold some of the specifics. Broadly, the way it works for this experiment is that we have a lot of datasets historically of molecules that have been tested to see whether they’re toxic or not.

In particular, the one that we focus on here is VX. It is an inhibitor of what’s known as acetylcholinesterase. Whenever you do anything muscle-related, your neurons use acetylcholinesterase as a signal to basically say “go move your muscles.” The way VX is lethal is it actually stops your diaphragm, your lung muscles, from being able to move so your lungs become paralyzed.
“Obviously, this is something you want to avoid.”

Obviously, this is something you want to avoid. So historically, experiments have been done with different types of molecules to see whether they inhibit acetylcholinesterase. And so, we built up these large datasets of these molecular structures and how toxic they are.

We can use these datasets in order to create a machine learning model, which basically learns what parts of the molecular structure are important for toxicity and which are not. Then we can give this machine learning model new molecules, potentially new drugs that maybe have never been tested before. And it will tell us this is predicted to be toxic, or this is predicted not to be toxic. This is a way for us to virtually screen very, very fast a lot of molecules and sort of kick out ones that are predicted to be toxic. In our study here, what we did is we inverted that, obviously, and we use this model to try to predict toxicity.

The other key part of what we did here are these new generative models. We can give a generative model a whole lot of different structures, and it learns how to put molecules together. And then we can, in a sense, ask it to generate new molecules. Now it can generate new molecules all over the space of chemistry, and they’re just sort of random molecules. But one thing we can do is we can actually tell the generative model which direction we want to go. We do that by giving it a little scoring function, which gives it a high score if the molecules it generates are towards something we want. Instead of giving a low score to toxic molecules, we give a high score to toxic molecules.

Now we see the model start producing all of these molecules, a lot of which look like VX and also like other chemical warfare agents.

Tell me more about what you found. Did anything surprise you?

We weren’t really sure what we were going to get. Our generative models are fairly new technologies. So we haven’t widely used them a lot.

The biggest thing that jumped out at first was that a lot of the generated compounds were predicted to be actually more toxic than VX. And the reason that’s surprising is because VX is basically one of the most potent compounds known. Meaning you need a very, very, very little amount of it to be lethal.

Now, these are predictions that we haven’t verified, and we certainly don’t want to verify that ourselves. But the predictive models are generally pretty good. So even if there’s a lot of false positives, we’re afraid that there are some more potent molecules in there.
© Photo by Rahman Roslan/Getty Images 
KUALA LUMPUR, MALAYSIA - FEBRUARY 26, 2017: Malaysia’s Police Forensic Team with the help of Fire Department and Atomic Energy Licensing Board swept the terminal at Kuala Lumpur International Airport 2 for toxic chemicals after they announced on Friday, Kim Jong Nam was poisoned by VX nerve agent, which is listed as the most potent form of nerve agents known in chemical warfare.

Second, we actually looked at a lot of the structures of these newly generated molecules. And a lot of them did look like VX and other warfare agents, and we even found some that were generated from the model that were actual chemical warfare agents. These were generated from the model having never seen these chemical warfare agents. So we knew we were sort of in the right space here and that it was generating molecules that made sense because some of them had already been made before.

For me, the concern was just how easy it was to do. A lot of the things we used are out there for free. You can go and download a toxicity dataset from anywhere. If you have somebody who knows how to code in Python and has some machine learning capabilities, then in probably a good weekend of work, they could build something like this generative model driven by toxic datasets. So that was the thing that got us really thinking about putting this paper out there; it was such a low barrier of entry for this type of misuse.

Your paper says that by doing this work, you and your colleagues “have still crossed a gray moral boundary, demonstrating that it is possible to design virtual potential toxic molecules without much in the way of effort, time or computational resources. We can easily erase the thousands of molecules we created, but we cannot delete the knowledge of how to recreate them.” What was running through your head as you were doing this work?

This was quite an unusual publication. We’ve been back and forth a bit about whether we should publish it or not. This is a potential misuse that didn’t take as much time to perform. And we wanted to get that information out since we really didn’t see it anywhere in the literature. We looked around, and nobody was really talking about it. But at the same time, we didn’t want to give the idea to bad actors.
“Some adversarial agent somewhere is maybe already thinking about it”

At the end of the day, we decided that we kind of want to get ahead of this. Because if it’s possible for us to do it, it’s likely that some adversarial agent somewhere is maybe already thinking about it or in the future is going to think about it. By then, our technology may have progressed even beyond what we can do now. And a lot of it’s just going to be open source — which I fully support: the sharing of science, the sharing of data, the sharing of models. But it’s one of these things where we, as scientists, should take care that what we release is done responsibly.

How easy is it for someone to replicate what you did? What would they need?

I don’t want to sound very sensationalist about this, but it is fairly easy for someone to replicate what we did.

If you were to Google generative models, you could find a number of put-together one-liner generative models that people have released for free. And then, if you were to search for toxicity datasets, there’s a large number of open-source tox datasets. So if you just combine those two things, and then you know how to code and build machine learning models — all that requires really is an internet connection and a computer — then, you could easily replicate what we did. And not just for VX, but for pretty much whatever other open-source toxicity datasets exist.
“I don’t want to sound very sensationalist about this, but it is fairly easy for someone to replicate what we did.”

Of course, it does require some expertise. If somebody were to put this together without knowing anything about chemistry, they would ultimately probably generate stuff that was not very useful. And there’s still the next step of having to get those molecules synthesized. Finding a potential drug or potential new toxic molecule is one thing; the next step of synthesis — actually creating a new molecule in the real world — would be another barrier.

Right, there’s still some big leaps between what the AI comes up with and turning that into a real-world threat. What are the gaps there?

The big gap to start with is that you really don’t know if these molecules are actually toxic or not. There’s going to be some amount of false positives. If we’re walking ourselves through what a bad agent would be thinking or doing, they would have to make a decision on which of these new molecules they would want to synthesize ultimately.

As far as synthesis routes, this could be a make it or break it. If you find something that looks like a chemical warfare agent and try to get that synthesized, chances are it’s not going to happen. A lot of the chemical building blocks of these chemical warfare agents are well known and are watched. They’re regulated. But there’s so many synthesis companies. As long as it doesn’t look like a chemical warfare agent, they’re most likely going to just synthesize it and send it right back because who knows what the molecule is being used for, right?

You get at this later in the paper, but what can be done to prevent this kind of misuse of AI? What safeguards would you like to see established?

For context, there are more and more policies about data sharing. And I completely agree with it because it opens up more avenues for research. It allows other researchers to see your data and use it for their own research. But at the same time, that also includes things like toxicity datasets and toxicity models. So it’s a little hard to figure out a good solution for this problem.

© Photo by MANAN VATSYAYANA/AFP via Getty Images
 Members of Malaysia’s Hazmat team conduct a decontamination operation at the departures terminal of the Kuala Lumpur International Airport 2 in Sepang on February 26, 2017. Kim Jong-Nam, the half-brother of North Korean leader Kim Jong-Un, was killed at the airport on February 13. Malaysian police told the public they would do everything possible to ensure there was no risk from the lethal VX nerve agent used to assassinate Kim Jong-Nam.

We looked over towards Silicon Valley: there’s a group called OpenAI; they released a top-of-the-line language model called GPT-3. It’s almost like a chatbot; it basically can generate sentences and text that is almost indistinguishable from humans. They actually let you use it for free whenever you want, but you have to get a special access token from them to do so. At any point, they could cut off your access from those models. We were thinking something like that could be a useful starting point for potentially sensitive models, such as toxicity models.

Science is all about open communication, open access, open data sharing. Restrictions are antithetical to that notion. But a step going forward could be to at least responsibly account for who’s using your resources.

Your paper also says that “[w]ithout being overly alarmist, this should serve as a wake-up call for our colleagues” — what is it that you want your colleagues to wake up to? And what do you think that being overly alarmist would look like?

We just want more researchers to acknowledge and be aware of potential misuse. When you start working in the chemistry space, you do get informed about misuse of chemistry, and you’re sort of responsible for making sure you avoid that as much as possible. In machine learning, there’s nothing of the sort. There’s no guidance on misuse of the technology.
“We just want more researchers to acknowledge and be aware of potential misuse.”

So putting that awareness out there could help people really be mindful of the issue. Then it’s at least talked about in broader circles and can at least be something that we watch out for as we get better and better at building toxicity models.

I don’t want to propose that machine learning AI is going to start creating toxic molecules and there’s going to be a slew of new biochemical warfare agents just around the corner. That somebody clicks a button and then, you know, chemical warfare agents just sort of appear in their hand.

I don’t want to be alarmist in saying that there’s going to be AI-driven chemical warfare. I don’t think that’s the case now. I don’t think it’s going to be the case anytime soon. But it’s something that’s starting to become a possibility.

  1. https://libcom.org/files/Bookchin M. Our Synthetic Environment.pdf · PDF file

    Our Synthetic Environment Murray Bookchin 1962 Table of contents Chapter 1: THE PROBLEM Chapter 2: AGRICULTURE AND HEALTH Chapter 3: URBAN LIFE AND HEALTH Chapter 4: THE PROBLEM OF CHEMICALS IN FOOD Chapter 5: ENVIRONMENT AND CANCER Chapter 6: RADIATION AND HUMAN HEALTH Chapter 7: HUMAN ECOLOGY Chapter 8: HEALTH AND …

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Ukraine's Prime Minister says Nestle CEO showed 'no understanding' after he urged the firm to cease all business in Russia

ujamal@businessinsider.com (Urooba Jamal) 
 
Prime Minister Denys Shmyhal said that he spoke with Nestle CEO, Mark Schneider, about the firm's continued operations in Russia. 
Denis Balibouse/File Photo/Reuters

Prime Minister Denys Shmyhal said he spoke with Nestle's CEO about the "side effect" of continuing to do business in Russia.

The Swiss food giant has stopped shipping non-essential items to Russia but is still providing essentials.

Companies that remain in Russia have argued that they're providing products that Russians need for survival.

Ukraine's prime minister said the CEO of Swiss food giant Nestle showed "no understanding" after he asked the firm to stop all of its business in Russia.

Prime Minister Denys Shmyhal on Thursday said in a tweet that he spoke with Mark Schneider about Nestle's continued operations in Russia. "Unfortunately, he shows no understanding," Shmyhal wrote.

"Paying taxes to the budget of a terrorist country means killing defenseless children&mothers," Shmyhal tweeted, adding that he hoped that "Nestle will change its mind soon."

Russia has been hit with a slew of sanctions, aimed at crippling its economy, in response to its invasion of Ukraine. Large numbers of companies, many Western, have suspended their businesses in Russia, with pressure mounting on firms that have remained to do the same.

Nestle stopped shipping non-essential items such as coffee and mineral water to Russia, but is still providing essentials like pet and baby food, Bloomberg reported.

"We consider conversations with governmental authorities private," a Nestle spokesperson told Bloomberg. "We will continue to do the utmost to deliver food to Ukrainians in the country and to support Ukrainian refugees in many countries."

Nestle did not immediately respond to Insider's request for comment.

Nestle earned $1.8 billion in revenue last year from Russia – where it has six factories and over 7,000 employees – which accounted for about 2% of Nestle's total revenue in 2021, according to Bloomberg.

On March 3, Nestle resumed some operations in Ukraine in order to support the delivery of essential food and beverage supplies, having shut them down when Russia invaded Ukraine on February 24.

Companies that remain in Russia, such as yogurt producer Danone, have argued that they're providing products that Russians need for survival, Bloomberg reported. Companies are also facing threats of asset seizures if they leave the country.
Emergency preparedness ministers say a national flood insurance program is needed

OTTAWA — Federal, provincial and territorial ministers responsible for emergency preparedness are working to launch a new national flood insurance program to protect homeowners in high-risk flood zones.

© Provided by The Canadian Press

A task force made up of government leaders and representatives from the Insurance Bureau of Canada is expected to release a final report on the program later this spring after two years of work.

At a regularly scheduled meeting between the ministers Thursday, the focus was mainly on climate change mitigation following a year of heat waves, wildfires and flooding across the country.

British Columbia was hit particularly hard in 2021. The provincial coroner’s service said 595 people died during an extended heat dome last summer. At least 15,000 people were displaced during record flooding in November, and the two events combined are believed to have killed 1.3 million farm animals.

On Monday, federal Emergency Preparedness Minister Bill Blair finished a tour of B.C. communities that experienced those devastating floods, where some people still have not been able to move home.

The minister didn’t provide details about how the national flood insurance program would be structured and his office would not confirm what the federal government expects its involvement to entail. But he did say it’s expected to reduce immediate disaster relief costs.

“In many cases, people who have built in those areas or reside in those areas are unable to get any form of overland flood insurance, which can significantly add to the cost of recovery,” Blair said.

The frequency, severity and cleanup costs of natural disasters are rising due to climate change, Blair said, and communities will need to make difficult decisions about where to rebuild in the future.

“I understand the frustration,” he said.

“When public dollars are spent to help those people in recovery -- and we need to help those people in recovery -- but when we continue to build into high-risk situations, I think that does require a more thoughtful approach.”

Those decisions will soon be guided by a portal that will allow people to see detailed, updated flood mapping of the entire country, based on data that is currently being compiled by Natural Resources Canada.

In its latest budget released on Feb. 22, the B.C. government promised billions in disaster funding, including $1.1 billion earmarked for recovery costs over the next three years.

The federal government set aside $5 billion this fiscal year for its share of costs under the Disaster Financial Assistance Arrangements to help B.C.’s flood recovery.

Blair said he has also agreed to review the disaster assistance program with an aim to incentivize prevention and mitigation of natural disasters, in addition to helping rebuild.

“Just building back to the way things were before is not satisfactory and there needs to be a greater investment to ensure that when we rebuild, it’s done in recognition of the increasing threat of climate change.”

This report by The Canadian Press was first publishedMarch 17, 2022.

Sarah Ritchie, The Canadian Press
Thursday's letters: UCP trying to privatize education
Edmonton Journal 

My question is why are public funds being used on charter or private schools? There is publicly funded school available. Should parents want to opt out of the public system and go into a private system, well, they pay their own way. 

Is this another way to privatize our public system? Oh, that’s the UCP way. Privatize everything and support it with public money.

Bill Sparks, Edmonton

© Provided by Edmonton Journal Alberta Premier Jason Kenney visited a classroom at Aurora Academic Charter School in Edmonton on Tuesday, March 15, 2022, where he announced that the Alberta government is investing $25 million in operating funding and $47 million in capital investment over the next three years to support public charter school expansions and collegiate programs in the education system as part of Budget 2022.