Friday, June 21, 2024

Aer Lingus to cancel 10-20% of flights during pilots' action

Aer Lingus said it would communicate with customers affected by cancellations

BBC
June 20,2024

Aer Lingus has said it will cancel between 10% and 20% of its flights over the first five days of planned industrial action by pilots.

On Tuesday the Irish Airline Pilots Association (IALPA) served notice of an indefinite work-to-rule from Wednesday 26 June as part of an ongoing pay dispute.

Aer Lingus said the cancellations would enable it to "protect as many services as possible for as many of our customers as possible".

In a statement issued on Thursday it said details would be communicated to those customers affected "over the next couple of days".

The airline said customers will be offered a number of choices, with those scheduled to travel between 26 June and 2 July given the option to change flights for free.

"They will also be able to cancel their flight and claim a refund or voucher," the company said.

"These options will be communicated directly to impacted customers as well as travel agents, while the Aer Lingus 'Travel Advisory' page will also have up-to-the-minute information on all the options."

'Wholly unnecessary'



Pilots who are members of the IALPA voted 99% in support of action, up to and including a strike.

Aer Lingus said that: "IALPA's industrial action will have a wholly unnecessary impact on customers who are travelling in the coming weeks, at what is peak holiday season for families.

"The nature of this industrial action will cause a significant impact on our flight schedules."

The airline said it would communicate directly with third-party agents including travel agents and online agents.

"Passengers who booked through a third-party should contact their sales agents for any updates," it said

'Back from the brink'


Earlier, Taoiseach (Prime Minister) Simon Harris said it was "utterly reprehensible" that children and families "could be used as pawns in an industrial relations dispute" at Aer Lingus.

Mr Harris said both sides involved in the Aer Lingus pay dispute need to "step back from the brink".

The Irish government has made the industrial relations facilities of the state available to help to resolve the dispute, he said.
How the UK’s social security system stopped tackling poverty

THE CONVERSATION
Published: June 20, 2024 

The cost of living is the most important issue for many voters this election. It’s no surprise why. In 2022, nearly 4 million people in the UK experienced destitution, meaning they could not meet their basic physical needs such as having enough to eat and staying warm.

The UK’s social security system is failing in its core purpose to prevent poverty. And yet the Conservatives have promised more crackdowns on welfare, with the prime minister linking this with his pledge to lower taxes.

When the Conservative-Liberal Democrat coalition government came to power in 2010, they inherited a social security system in radically better shape than it is now. What happened?

During the previous Labour governments (1997-2010), 2.4 million people were lifted out of poverty, including 700,000 children. This was done during favourable economic conditions, but was also the result of progressive social security measures such as tax credits and child benefits.

Want more election coverage from The Conversation’s academic experts? Over the coming weeks, we’ll bring you informed analysis of developments in the campaign and we’ll fact check the claims being made. Sign up for our new, weekly election newsletter, delivered every Friday throughout the campaign and beyond.

People received working-age benefit payments for different needs: jobseeker’s allowance, income support for single parents and incapacity benefit for long-term illness and disability. Housing benefit went directly to landlords to cover claimants’ rent.

Enter the global financial crisis. The Conservative-led government’s response was austerity cuts: cutting back on welfare to tackle the budget deficit.

Lowering the value of benefits is the biggest austerity cut to have affected incomes. In 2010, the government switched from uprating the value of benefits each year in line with the retail price index to using a different measure of inflation, the consumer price index, instead. This is usually lower and effectively makes payments worth less.

This was expected to save the government around £6 billion pounds a year. In 2012, the value of benefits was capped to increase at 1% while inflation was forecast at 5.2%.
Benefit sanctions and caps

In 2012, the government introduced a new system of tougher rules and sanctions on people receiving benefits. Conservative politicians said this would end “the ‘something for nothing’ culture”, but the change has had lasting negative effects.

Benefit sanctions were always part of the system, but became extreme in 2012. If, for example, someone misses one Jobcentre appointment their benefit could be reduced or removed for 28 days.

Many people receiving benefits have been penalised with sanctions. Bricolage/Shutterstock

Nearly a quarter of all jobseeker’s allowance claimants were sanctioned between 2010 and 2015. Research shows that sanctions have “profoundly negative outcomes”, including on people’s mental health.

Other cuts to incomes followed the Welfare Reform Act 2012. The “bedroom tax” penalised social housing tenants who had “extra” bedrooms. The idea was to reduce renters’ housing benefit so they would downsize to a smaller home. However long-term housing shortages mean that smaller properties are rarely available.

In 2013, the household benefit cap was introduced to limit the maximum amount a family could receive in benefits payments. It had the most impact on families with children and those with high rents.
Universal credit

Universal credit, introduced in 2013, was billed as the biggest shake-up of benefits in 70 years. It promised to make work pay and simplify the system. It replaced separate tax credit, unemployment, lone parent, disability and housing payments with a single payment.

Research from think tank the Resolution Foundation suggests that universal credit provides more support for working people who rent their homes than the previous system. But disabled people who cannot work are likely to be much worse off than under the old system.

There are other problems with universal credit. Unlike under the previous system that gave housing benefit straight to landlords, claimants have to pay their rent from a pot of money provided by the government that is almost certainly too small to cover all their costs.

The first universal credit payment takes around five weeks to arrive, meaning people may fall into rent arrears. A result is that some landlords take legal action to evict those receiving universal credit.
Further cuts

In 2015, the Conservatives abandoned targets set by Labour to reduce child poverty. Then in 2016, new legislation slashed spending again. Benefits were frozen for four years.

The two-child limit was applied to tax credits and universal credit in 2017 to remove income for third or subsequent children. Large families faced increased poverty as a result.

In 2020, the pandemic hit. Universal credit and tax credits were raised by £20 per week, but this ended in late 2021. The cost of living crisis has since widened the gap between benefits and prices.

Today, the value of universal credit falls £890 per month short of the cost of living for single people over 25. This is because of the changes to uprating and the benefit freeze.

In Feburary 2024, charity the Trussell Trust published research showing that over half of people on universal credit had run out of money for food in the previous month.
What can the next government do?

The next UK government must make emergency repairs to social security to halt harrowing declines in health and life expectancy. This should ensure a minimum acceptable standard of living, including restoring the value of benefits such as universal credit to cover the costs of living.

Since 71% of children living in poverty are in working families, employers should be required to pay the real living wage. In-work universal credit also needs to top up wages enough to make work pay.

Repairing the social safety net is an enormous challenge, but public support for it has been on the rise for years. In 2010, many people thought benefit claimants didn’t deserve any help. But from 2015 there has been a growing preference to help people receiving benefits.

Author 
Sharon Wright
Professor of Social Policy, University of Glasgow

Disclosure statement
Sharon Wright has previously received funding from the Economic and Social Research Council, Joseph Rowntree Foundation and the Health Foundation.


UK

Nigel Farage’s Reform is in line for hundreds of thousands in public funding if it wins seats in the election

THE CONVERSATION
Published: June 20, 2024


Nigel Farage’s party, Reform UK, has a reputation for being chaotic and even unprofessional. But winning seats in the House of Commons would be a significant step on the road to becoming a political party akin to all the others.

Gaining even a small foothold in the House of Commons in the forthcoming election could give Reform the resources to transform into a serious contender – one able to mount an organised, professional campaign in 2029.

Reform has experienced an increase in support in the first weeks of the election campaign. A recent poll has shown that Reform could realistically win in seven constituencies.

And its vote share is almost certain to be far higher than the number of seats it wins. Even if it doesn’t make it to seven MPs, any presence in the House of Commons would unlock a stream of public funding for Reform of hundreds of thousands of pounds.

Read more: This is billed as a 'change' election – but Britain's electoral system means hardly any seats are true multi-party contests

Reform is not the same slick machine as the more established parties competing in this election. It was still looking for candidates for many of the seats it wanted to contest when this election was called.

Many of those who did make the cut have turned out to be poor choices. One candidate had to stand down from the Reform ticket halfway through the election campaign after it emerged he had previously encouraged people to vote for the extreme-right British National Party. Another remains in the race despite calling Hitler “brilliant”. These are just two of the many people standing for Reform who are involved in one controversy or another.

Farage outsourced candidate vetting and is now seeking to blame the company in charge of the process for the state of his lineup. He is even threatening to sue.

Want more election coverage from The Conversation’s academic experts? Over the coming weeks, we’ll bring you informed analysis of developments in the campaign and we’ll fact check the claims being made. Sign up for our new, weekly election newsletter, delivered every Friday throughout the campaign and beyond.

A lack of professionalism is also demonstrated through some of the wild claims made in the party’s election manifesto, with economists questioning the maths on their £140 billion of election pledges. Farage’s disastrous interview on Good Morning Britain on June 18 showed that he perhaps does not have the staff needed to help him prepare for media appearances where he will be expected to defend his policy proposals.
Short money and the long road to viability

It’s no surprise that Reform UK is lacking in a professional staff support structure to underpin its election campaign. After all, as a relatively new party with only one MP (who defected from the Tories rather than being elected on a Reform ticket), it is dwarfed financially by the larger parties.

Donations registered with the Electoral Commission show that Reform has received only seven donations of more than £500 since the start of 2023. This compares with over 1,400 such donations made to the Conservative party and 854 to Labour.

Reform is in many ways more of a limited company than a party. Its most recent annual accounts show an income of £692,000 – a figure that pales in comparison to the £30 million brought in by the Conservative party and the £47 million by Labour.

Reform has had to rely on donations from former leader Richard Tice in order to make ends meet over the past few years. It is, in many ways, an amateur operation, regardless of Farage’s experience in forming and leading parties.

One of the most important ways small parties such as Reform UK can professionalise is to gain a foothold in the House of Commons. Once a party crosses this electoral threshold it is forced to think about how to put itself forward as an opposition party.

Crucially, Reform UK has not had access to any public funding to support its role as an opposition party. Assuming that it does return at least one MP at this election, however, it will become eligible for public funding.
Lee Anderson, who defected from the Conservatives to Reform UK in March 2024, speaking for the party at a press conference on April 8 2024. Tolga Akmen/EPA

If Reform returns between one and five MPs the overall payment of this funding (known as short money) ranges between £118,000 and £354,000. However, if a party returns six or more MPs this potential maximum disappears and parties receive just over £21,000 for each seat they won, plus another £42 for every 200 votes gained.

It is this latter calculation that could lead to Reform UK suddenly having the funds to professionalise itself quite rapidly. The Green party, with just one MP, has used its short money to contribute to the salaries of six staff while the SNP has employed 18.

These are the staff who will work hard to prepare the party’s MPs for big events in the House of Commons such as prime minister’s questions and responses to statements such as the budget, and ensure that they are well equipped to hold the new government to account. It’s this sort of activity that helps voters see small parties as ones which have the potential to govern.

This is why Farage will be looking at the 2029 election to make a bigger impact. His claim that he will be the real “leader of the opposition” next month suggests Reform UK will be pushing for greater recognition in light of its expected electoral performance, even if it does return only a handful of MPs.

Should the party gain more votes than the Conservatives, who are expected to go into the role of official opposition, there will certainly be pressure on the House of Commons Speaker – and others – to accede to Reform’s demands for time to speak and ask questions on the floor of the House. This, too, will help to give the impression that it is a potential party of government, rather than a minor party on the fringes

.Author
Senior Lecturer in Politics, University of Manchester




Indigenous women in Ecuador take on soccer by inventing a sport: handball in traditional skirts


Referee Diana Guandinango, left, explains the rules ahead of a “handball with anaco” match in the Indigenous community of Turucu, Ecuador, Friday, June 14, 2024. One year ago, a group of women decided to create a new version of soccer: handball with anaco, an ancient skirt worn by Indigenous women
. (AP Photo/Dolores Ochoa)




BY GONZALO SOLANO
June 20, 2024



TURUCU, Ecuador (AP) — In the Indigenous community of Turucu, near the active Cotacachi volcano in northern Ecuador, soccer had always been a man’s thing.

The only gleaming green field belongs to them, especially on weekends. But things changed a year ago when a group of women decided to create a new version of the sport: handball with anaco, an ancient skirt worn by Indigenous women. It is a game only for women.

The match, consisting of two 25-minute halves, begins when the ball is thrown into the air. Screams and laughter erupt almost immediately, even more so when one of the players takes possession of the ball and begins to run to the opposite side of the field to score in a small arc

The women run behind whomever is carrying the ball, some of them are trying to defend the attack, and others asking for a pass that allows them to continue advancing. If someone stumbles and falls, the laughter almost makes it impossible to continue the game. This variant of soccer is the simplest and most playful version of what a real game is, the perfect synonym for fun.

Handball with anaco was created by a group of entrepreneurial women from Turucu, located 67 kilometers (41.63 miles) north of the capital, a picturesque indigenous Quichua community surrounded by small agricultural plots and humble houses, near Cotacachi, one of the great attractions of northern Ecuador.

The rules are few and very simple: the uniform is the same traditional Indigenous clothing, blue or black anaco, and impeccable white blouses embroidered with brightly colored flowers, emulating those that grow freely in the nearby fields, the playing field is almost half of the regulations of a regular soccer pitch.

You cannot push rivals or take them by the arms and you cannot kick the ball, which will always be moved with both hands. If there is a strong foul, it is sanctioned with a penalty kick that is taken 10 meters away from the goal, which is 90 centimeters wide and 80 high, propelling the ball with the hands. Anyone can be a forward or a defender. There are no goalkeepers.

Sissa de la Cruz sets the limits of the field ahead of a “handball with anaco” match in the Indigenous community of Turucu, Ecuador, Friday, June 14, 2024. (AP Photo/Dolores Ochoa)

Indigenous women fight for the ball during a “handball with anaco” match in the Indigenous community of Turucu, Ecuador, Friday, June 14, 2024. (AP Photo/Dolores Ochoa)


“Since we were kids they have told us that soccer is a man’s thing,” Zoila Quinchiguango, one of the members of the Women Entrepreneurs team, told The Associated Press.

By going out to play with the anaco, she added, “we wanted to show that women are not only made for staying in the house raising children or taking care of the animals because we can also have fun on the field.”

The women are far from the only ones who enjoy handball with anaco. Their families watch the games and shout instructions that no one seems to hear.

Around this area of Ecuador, no one knows that the Copa América is going to be played in the United States, they hardly know or have heard about the young Ecuadorian soccer sensation Kendry Páez, a 17-year-old player who was named the most outstanding player in LigaPro.




Sissa de la Cruz, left, and Sisa Guandinango, fight for the ball during a “handball with anaco” match in the Indigenous community of Turucu, Ecuador, Friday, June 14, 2024. (AP Photo/Dolores Ochoa)


Caroly Blanco, left, misses an opportunity on goal during a “handball with anaco” match in the Indigenous community of Turucu, Ecuador, Friday, June 14, 2024. (AP Photo/Dolores Ochoa)

Some of the older women now say that they have heard about Pelé or Diego Armando Maradona, but they all love handball with anaco.

“This sport is about uniting us as women, uniting the older generations and the younger ones, who only want to go out to the big cities, where we are discriminated against. It is something that we enjoy among women, purely for fun,” said the 33-year-old Sissa de la Cruz.

The oldest one is 58-year-old Dolores Guandinango, who plays often but prefers to stay back and defend near the goal. A year ago her husband was hit by a bus and she is struggling to pay her bills.

“When I play soccer with anaco I forget about the sorrows, even if it’s just for a little while and I laugh with my teammates, it’s only for a little while that the sorrows go away, while we’re on the field,” she added.


Indigenous women do fieldwork before playing a “handball with anaco” match in the Indigenous community of Turucu, Ecuador, Friday, June 14, 2024. (AP Photo/Dolores Ochoa)

 

Malaysia’s tech sector soars in face of potential clash with US

China, meanwhile, has invested in the Southeast Asian nation as its own domestic market slows.
Commentary by Zachary Abuza
2024.06.20


Malaysia’s tech sector soars in face of potential clash with USA worker inspects semiconductor chips at the Unisem (M) Berhad manufacturing plant in Ipoh, Malaysia, Oct. 15, 2021.
 Lim Huey Teng/Reuters

Diversifying supply chains away from China is a boon for Southeast Asia and a priority for the U.S. government. But it can create potential new tensions when those supply chains go toward supporting Washington’s adversaries.

This is especially true with Malaysia.

With the exception of the Philippines, Southeast Asia countries are reluctant to be pulled into a competition between great powers and they have asserted their neutrality.

For the United States, however, there is nothing neutral about supplying semiconductors and other high-tech, dual-use equipment to its rival nations, including those under United Nations sanctions.

Since Russia invaded Ukraine in February 2022, the Biden administration has imposed sanctions on Malaysian, Indonesian and Vietnamese firms supplying products to Russian or Iranian companies.

Such scrutiny is only going to intensify.

The U.S. intelligence community makes extensive efforts to investigate how Russia, Iran and North Korea evade international sanctions and procure dual-use technology. This includes forensic analysis of battlefield weapons and munitions.

For the governments of Malaysia, Indonesia, and Vietnam, fostering economic growth is their top priority but so is maintaining strategic autonomy.

No country has benefited more from the U.S.-China chip war than Malaysia.

Malaysia’s economy is growing, but it has not fully recovered from the coronavirus pandemic. Kuala Lumpur received U.S. $40 billion in foreign direct investment pledges in 2023, finally reeling in some rewards during a respite from its political instability, when it had five different prime ministers from 2018 to 2022.

Malaysia’s semiconductor industry has always been large. About 13% of global chip testing and packaging takes place there. Globally, it is the sixth largest exporter of semiconductors. The Financial Times estimates that 20% of U.S. chip imports come from Malaysia.

Semiconductor exports in 2023 were valued at $81.4 billion.

The government anticipates investments totaling over $100 billion in its semiconductor industry. Last year, pledged investment totaled $12.8 billion, more than the total investment between 2013 and 2020.

20 abuza2.jpg
Malaysian Prime Minister Anwar Ibrahim speaks to attendees at the Semicon Southeast Asia 2024 conference at the Malaysia International Trade and Exhibition Center in Kuala Lumpur, May 28, 2024. [S. Mahfuz/BenarNews]

Recent investment pledges have been breathtaking.

Intel announced a $7 billion chip packaging facility. Germany’s Infineon announced a $5.4 billion expansion and a third facility. Austria’s AT&S also plans to invest. The leading semiconductor equipment maker, the Dutch firm ASML, announced that it would build a manufacturing facility in Port Klang.

Develop homegrown talent

Malaysia, aware that one of the limiting factors will be human capital, has allocated $5.3 billion to train 60,000 chip designers and engineers over the next five years.

Along with developing its own homegrown talent, Malaysia seeks to strengthen local capacity for all phases of design and production.

Prime Minister Anwar Ibrahim said the government hoped to have at least 10 companies with revenue of between $210 million and $1 billion. The government announced that it and Khazanah Nasional, a sovereign wealth fund, would invest in the region’s largest integrated circuit design park in Selangor.

But all of that is increasingly putting Malaysia in U.S. crosshairs.

Before the Ukraine war, Malaysia supplied Russia with one-third of its semiconductors. At the onset of the war, Malaysia’s ambassador to Russia announced that Kuala Lumpur would continue to supply Moscow. That prompted a rebuke from Washington.

This past May 1, the U.S. government sanctioned a Malaysian firm, Jatronics, for supplying semiconductors to Russia.

Officials in Kuala Lumpur were quick to point out that Jatronics is not a manufacturer, but a trading company operating without an export license.

Meanwhile, Malaysia’s foreign ministry pledged to uphold the country’s international obligations and cooperate with the U.S. Embassy.

Nonetheless, Anwar shot back against U.S. sanctions.

“I offer our nation as the most neutral and non-aligned location for semiconductor production, to help build a more secure and resilient global semiconductor supply chain,” he told attendees at the Semicon Southeast Asia 2024 trade show in Kuala Lumpur last month.

Links to Iran drone programs

Malaysian firms have also been under U.S. scrutiny for supplying Iran’s drone program, itself a key supplier to Russia.

In April 2023, the Treasury Department sanctioned one firm.

In December 2023, it sanctioned four others for selling engines, circuitry, electronics, and other components, formally known as “Common High Priority List items.”

Two Indonesian firms were sanctioned at the same time.

In addition to semi-conductors, there has been a spate of proposed investment in cloud computing and artificial intelligence from Nvidia ($4.3 billion), Google ($2 billion), Amazon Web Service ($6 billion) and Microsoft ($2.2 billion).

20 abuza3.jpg
Malaysian Prime Minister Anwar Ibrahim (right) attends a video conference with business leaders including Ruth Porat, Alphabet Inc.’s president and chief financial officer (left on screen), in Putrajaya, Malaysia, May 30, 2024. [Malaysian Prime Minister’s Office via AP]

The U.S. government is determining how to ensure that these technologies are not used by adversaries. Malaysia is among countries trying to prevent what is considered the extension of U.S. law.

Another area of potential conflict could be Chinese investment in Malaysia’s high-tech sector. In part, this is just sound business, especially as China’s domestic market slows.

But there is ample concern in Washington that Chinese firms in Malaysia, Vietnam and elsewhere are setting up shop either to purchase sanctioned manufacturing equipment or to mask exports to sanctioned countries, including Russia, Iran and North Korea. Malaysia has relations with all three. 

The Dutch government, for example, bowed to U.S. pressure and denied ASML an export license to China. The U.S. government has imposed a sweeping ban on the export of certain semiconductors.

Recent investments by Chinese firms include Star Five, which is building a design center, and Tong Fu Microelectronics.

Technology is not the only point of friction. In early May, two senior U.S. Treasury Department officials traveled to Kuala Lumpur as there had “been an uptick in money moving to Iran and its proxies, including Hamas, through the Malaysian financial system.”

Diplomatic and material support for Hamas is unlikely to stop. The war in Gaza has been a bilateral irritant and Washington seems unaware of how deep anti-Americanism is running, both within the government and the opposition. Anwar made a point of meeting with Ismail Haniyeh, the leader of the Hamas militants, in Qatar in May.

U.S. Treasury Department officials have wanted to discuss ship-to-ship transfers of Iranian crude oil in Malaysian waters.

While Indonesia’s small and underfunded Coast Guard has on two publicly announced occasions interdicted ship-to-ship transfers from Iranian tankers, Malaysia seems to have turned a blind eye, despite U.N. sanctions. Indeed, Malaysia exports more oil than it produces.

Governments in Southeast Asia have largely bristled at unilateral U.S. sanctions and the threat of secondary sanctions, including the loss of access to the American and other Western markets. But for the United States, while diversifying supply chains away from China is the goal, there needs to be controls to prevent technology making its way into the hands of adversaries.

Zachary Abuza is a professor at the National War College in Washington and an adjunct at Georgetown University. The views expressed here are his own and do not reflect the position of the U.S. Department of Defense, the National War College, Georgetown University or BenarNews.

U.S.

As Hurricane Season Ramps Up, Insurance Providers Are Dropping Clients In High-Risk Areas

By Daniel Lee
Published 06/20/24
IB TIMES


AFP

As the mercury continues to climb and the summer months warm up, Americans living along the Atlantic Ocean and near the Gulf of Mexico are preparing for what is expected to be yet another "extremely active" and potentially destructive hurricane season, with meteorologists at the National Hurricane Center expecting seven major hurricanes to make landfall in the coming months.

Last year, homeowners and residents living in what's considered "high-risk" or "active" hurricane areas witnessed the fourth-most active hurricane season on record. Experts tracked at least 20 named storms, with around seven of them becoming hurricanes while three reaching major hurricane strength.

And with experts warning of the first of several tropical storms already forming over the Gulf of Mexico, only three weeks since the beginning of hurricane season - which usually starts on June 1st - insurance companies stretched to extremes due to rising costs, inflationary pressure, and the surge in new claims are dropping homeowners located in high-risk areas.

While homeowners may be surprised to find that their insurance provider will not be renewing their policies, the news is perhaps nothing new for those working in the insurance industry.

Last year, insurance companies witnessed their net losses reach more than $101.29 billion. US homeowners insurance rates jump by double digits in 2023 | S&P Global Market IntelligenceThe surge in losses came as more homeowners submitted claims to cover the cost of repairs and rebuilding homes following a wave of destructive natural events, including floods, fires, and severe storms.

Of the 20 largest homeowners insurance providers in the U.S., only two of them managed to turn a profit last year. In a report from S&P Global, analysts found that last year was one of the worst years in the homeowners insurance industry in more than a decade.

Surging costs on the back of climate change fueling more severe weather patterns are leaving already battered homeowners' insurance companies with limited options as they once again expect another year of eye-watering losses and a record number of claims.
What about homeowners?

In mid-June, right on the heels of hurricane season approaching, several Texas homeowners were informed that their providers would not be renewing their policies, leaving many of them scrambling to take out new policies before the first storm made landfall.

Some Texas homeowners and renters are already considered to be paying among the fourth-highest home insurance rates in the country. Data suggests that the average homeowners' insurance rate in Texas was more than $4,437 per year in 2023.

Florida residents currently pay the highest, coughing out an average of $10,996 last year, while Louisiana homeowners pay the second highest insurance rates at $6,354 annually. To put things in perspective, the national average of annual insurance rates was around $2,377 last year, following an increase of 19.8% between 2021 and 2023.

The news of some being dropped by their insurance companies comes on the back of some insurance companies further pushing up rates this year following the surge in homeowners insurance prices last year.

Nationally, homeowners insurance costs rose an average of 11.3% last year, and experts predict that prices are set to increase another 6% this year, pushing the national average rate up to $2,522 by the end of 2024.

This is still relatively small compared to other high-risk states such as Florida and Louisiana which are expected to see insurance providers increase rates by an additional 7% and 23%, respectively.

For instance, in New Jersey, insurance companies have seen the cost of repairs and replacing damaged property skyrocket over recent years, with Hurricane Ida causing more than $2.02 billion in damages alone. Somerset County alone suffered nearly $165 million in losses, seeing 13,228 insurance claims filed, while Middlesex County where damages topped over $155 million, and seeing more than 14,084 claims filed by policyholders.

Just like their providers, homeowners living in high-risk or hurricane-prone areas have a limited number of options to choose from.


Historically, homeowners and residents had opted to move out of state to reduce their insurance costs or to avoid being in the path of destruction. But this isn't going to cut it anymore, as states such as Arizona, Utah, and Illinois have seen a steady rise in severe storm and hurricane damage over recent years, often outpacing the national average.

Experts from the University of Arizona's Department of Hydrology and Atmospheric Sciences expect the state to be battered once again with severe hurricanes this season, resulting in damaging winds and heavy rainfall that could lead to severe flooding.

In March, Utah residents were warned of severe hurricane-like winds sweeping across northern parts of the state, including the Davies and Weber counties.


Now with hurricane season still in the early weeks of what is expected to be yet another catastrophic year, homeowners are being forced to make alternative preparations as their insurance providers are hitting them where it hurts the most
.
Where to from here?

Although homeowners insurance isn't necessarily mandated by state regulation, many homeowners tend to take up pricey insurance policies to secure mortgage loans. With insurance providers calculating the rates based on the cost of rebuilding a resident's home, not the property value, those homeowners living in high-risk areas will need to find more creative ways to lower their insurance costs.

Homeowners and residents who have been left stranded by their insurance providers need to start looking around for more suitable options. Experts suggest that property owners shop around for homeowners insurance, not only now, when their policy might not be renewed, but at least every several years to see which companies can offer them the best prices.

Another possibility for homeowners could be to make improvements to their homes, either by adding more fortifications or installing flood prevention barriers. Though it's not to say that these measures will counter the destructive nature of severe hurricanes, it's at least a more affordable, and near-term solution for homeowners who feel they have no other choice.

Homeowners can also bundle their policies together, as some providers might offer lower premiums to customers who decide to use one provider for all their insurance needs. Owners are likely to find more affordable premiums if they put their auto, home, and other valuable insurance together as one.

Then, homeowners could raise their deductible or the amount they pay out of pocket before the insurance kicks in. Homeowners who can afford to pay towards damage or loss can potentially lower their premiums, and they must look around for companies that can lower their premiums should they have the cash to pay more out of pocket.


As the dark clouds loom ahead, many homeowners will need to make the necessary preparations, more than usual to ensure they're being covered and that should the storm make landfall within the coming months.



© Copyright IBTimes 2024. All rights reserved.
"African Symphony": when classical music meets African legendary hits


Angelique Kidjo and Christian Reif during her African Symphony concert at Les Nuits de Fourvière in Lyon on June 19, 2024. -

Copyright © africanews

By Pascale Mahe Keingna
and Lauriane Vofo Kana - Damien Decrand
 Last updated: 2 hours ago

For the European premiere of her new concert African Symphony in Lyon south-eastern France, world renowned artist Angelique Kidjo tasked conductor Christian Reif with leading the Lyon National Orchestra and guiding music-lovers through a melodic journey across Africa.

The award-winning singer seeks to pay homage to exceptional talents from the continent who have gifted the world their music throughout generations.

"It's brilliant how Angelique makes her choices," the Bavaria born musician says.

The Beninese diva took on the challenge to celebrate African legends like Miriam Makeba, Fela Kuti and stars from the younger generation that includes Burna Boy, Rema, Nomcebo Zikode and Nomcebo Zikode with a classical orchestral twist.


Acclaimed arranger Derrick Hodge worked on the arrangements and Reif was in touch with him.

During the 90-minutes long performance, the "percussion section" and "the brass section" are those that shine the most, Reif said all smiles.

"It's fun to breach the gap and to collaborate western classical orchestra with more afro pop more pop that angelique writes and performs; so to make an orchestra sound groovy and sound really tight that is both the joy and the challenge."

READ MORE: South African opera singers shine at World opera competition

This is surprising element that many spectators were looking for.

"I am from Benin and Kidjo is an artist to whom I have listened to since I was a kid," a young man in the audience said.

"My parents used to play her music at home. I've been living in Lyon for a few years and when I heard she was going to perform here, I booked my ticket. The orchestra adds to the diversity I mean, the mix African sonorities to classical music. I'm sure the result will be very interesting, I'm sure the evening will be a great one."

Angelique Kidjo performed with other artists on Wednesday (Jun. 19).

She sang 'Folon' by Malian icon Salif Keita with French Israeli singer Yael Naim.

Cape Verde's Lura joined her to honour Cesária Évora. She also paid tribute to her late friend Manu Dibango when singing Soul Makossa with his son James BKS.

The 2,500 people attended the concert in a unique venue, the Roman theatre. Indeed, the archaeological site which is made up of two major monuments which are part of a UNESCO World Heritage site hosts every year the Les Nuits de Fourvière festival.

Treasure hunt turns deadly in Iran as two diggers suffocate in collapsed tunnel



2024-06-20 11:35
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Shafaq News/ Two people were killed and one was injured after they were trapped in a collapsed tunnel while digging for treasures in western Iran, police said on Thursday.

The incident occurred in a village near Kilan Gharb in Kermanshah province, where the three men were digging at a depth of about eight meters (26 feet), police deputy chief Colonel Allahyar Moradian said.

One of the men managed to escape the tunnel, but the other two died from exposure to gas, Moradian said.

Rescue teams were dispatched to the scene and recovered the bodies of the two deceased men. An investigation into the incident is underway.

Mar 11, 2022 ... Workers · wear appropriate personal protective equipment [ OHSA s. · use or operate equipment in a safe manner [ OHSA s. · report any defects ...

The employer is accountable for and has a duty to organize occupational safety and health. The implementation of an OSH management system is one useful ap-.

Juneteenth offers a ‘window into the complexity’ of US history with slavery, says author


June 19 commemorates the emancipation of enslaved people in the US. But the legacy of African enslavement continues to reverberate in much of the world. Howard French, the author of “Born in Blackness: Africa, Africans and the Making of the Modern World, 1471 to the Second World War,” speaks with host Marco Werman about the persistent damage in West Africa and beyond.


The World
June 20, 2024
By Joyce Hackel


A woman pays her respect at the National Slavery Monument, on Keti Koti, which means Chains Broken, after Mayor Femke Halsema apologized for the involvement of the city’s rulers in the slave trade during a nationally televised annual ceremony in Amsterdam, Netherlands, July 1, 2021.
Peter Dejong/AP

The federal holiday of Juneteenth commemorates a milestone in the emancipation of enslaved people in the United States. It marks the end of legalized slavery in the US. But that history left a bitter legacy that persists both in the country and around the globe.

The World’s host Marco Werman spoke about the holiday with Howard French, who wrote about the global impact of slavery in his 2021 book, “Born in Blackness: Africa, Africans and the Making of the Modern World, 1471 to the Second World War.”

French is also a former New York Times correspondent and currently a professor of journalism at Columbia University.
Cover of “Born in Blackness,” by Howard W. French, published Oct. 12, 2021.Courtesy of W. W. Norton & Company

Marco Werman: You write so eloquently, Howard, about how Africa’s histories are histories of erasures. As Americans celebrate emancipation, what do you think are some of the threads of this story that maybe have gotten lost?

Howard French: I think the first and most important thread is the very origin story of the West and of the modern world. And the thesis of my book is that this begins with Europe’s contact with Africa. It starts with the idea that there was this thing called the Age of Exploration and the Iberians, and in particular the Portuguese, were hellbent on reaching Asia.

 And it was Asia as a kind of monomania, and that Africa was nothing but a geographical obstacle in the way — a place of no inherent interest of its own, where Europe didn’t really learn anything, didn’t really gain in any way and had no importance historically speaking. 

And so, the book is a kind of sustained assault on that idea, which makes the case that the Europeans, the Iberians, not only didn’t rush onward to Asia, they dwelled for quite some time and with extraordinarily interesting results in Africa prior to their pursuit of wealth in Asia. That’s sort of the biggest erasure in history. 

And then, subsequently, Portugal is born as a major modern power because of the wealth, first in gold that it gets out of Africa, and then by founding the most important institution, economically speaking, of the Modern Age, which is chattel slavery. 

And this happens on the tiny island of Sao Tomé. And it changes everything, it changes the European diet, it gives rise to European democracy. Perversely enough, it makes the Western Hemisphere, the United States and all of the continents of North and South America, economically viable through the tragedy of slavery.

And it fosters the birth of this term we throw around very loosely without really thinking about what it means, and that is “the West.” The West was born with the catalyst of African labor.

That’s the really important point. I think the labor of enslaved people from Africa led to this age of modernity and massive national fortunes. So, we read in historical accounts of how the institution of slavery devastated societies in West Africa, how it ripped apart communities and threw local economies and agriculture into disarray. How do you see the impact of that disruption continuing today in West Africa?

I see it everywhere I look. You know, the modern world kind of comes together and gives birth to nation-states and borders and nationalities and flags and things like that. Europe was able to do that, in large part, on the basis of wealth extracted in resources and labor from Africa. But the extraction of those things from Africa impoverished the continent in lasting ways. Healthy young men and women of childbearing age were being extracted from West and Central Africa, over 100,000 people every year, sometimes 200,000 people a year, for a whole century.

Extraordinary.

And this has a very long tail.

In the modern day, in the wake of this human and economic plunder of Africa, there’s a global movement seeking reparations. There was even a summit, as you know, last year in Ghana, where the African Union and Caribbean nations came together to try and persuade European nations to pay for their “historical mass crimes.” Where does that movement stand today? Is it gaining traction?

I think about a month ago, Portugal, which was the largest slave-trading nation in history, came very close, it seemed, to issuing a formal apology from the government, recognizing, at least in principle, its obligation to pay some kind of reparations. At the very last minute, that came undone. This is kind of a Charlie Brown situation, where we walk right up to the precipice of action on reparations over and over and over again, and we never quite really get there.

A photo of the Dutch royal family’s Golden Carriage, at the Amsterdam Museum in Amsterdam, decorated with a painting that has drawn fire from critics who say it glorifies the Netherlands’ colonial past, including its role in the global slave trade, January 19, 2022.Peter Dejong/AP/File photo

We should point out, too, that the Catholic Church provided a crucial papal endorsement in the 15th century for the Portuguese to go to West Africa and conquer. What overtures has the Church made toward reparations of some sort?

The Catholic Church was, in the 16th century, one of the largest operators of chattel slave plantations in the New World. The Jesuits, in particular, operated immense plantations in Mexico using African chattel labor.

 The same was true in various other places, from what is today the Dominican Republic and Haiti, meaning Hispaniola, to Brazil, on and on and on. So, the Catholic Church didn’t just give an ideological or theological blessing to the enslavement of Africans, but it also directly profited under the most brutal of circumstances. 

The Catholic Church has, I think, condemned the evil of slavery and its language. But I don’t think that the Catholic Church has done anything like it has done, let’s say, with the sexual abuse of young people by priests, and saying that we actually have a fiduciary obligation.

As you think about the narrative of the enslavement of people and how it ended, how that story is told by the West and how it was experienced by Africans and African Americans, how do you think about Juneteenth, Howard? What reflections come to you on this day?

I have to be candid with you. As an African American, I did not grow up participating in Juneteenth. I’m delighted that Juneteenth has taken on the popularity that it seems to have belatedly acquired. I think it’s a wonderful window into the complexity of our history with regard to slavery. 

We imagine that slavery ends with the Northern victory in the Civil War and, of course, Juneteenth helps us understand that isn’t true. 

We should also understand, I think, that slavery doesn’t, in fact, end with Juneteenth.

 The struggle for African Americans to acquire true citizenship extends well into the recent past and, some would even say, into the present.

 I grew up in a society where discrimination against Black people was not simply a matter of custom or practice but was de jure, meaning it was the law. It was legally allowed. I witnessed this as a young man, as a child in the Virginia of my parents. And anyone my age and indeed people somewhat younger than me, all grew up with this in their faces. And so, the beauty of Juneteenth is to help complexify a little bit the stories that we tend to often iron out and simplify.

Juneteenth occurred a century and a half ago, but its wide observance as a holiday is recent. What do you think people need to do now to make it meaningful, rather than just another federal holiday?

I’m a photography buff. There’s a photography blog that I’ve read for many, many years — a little blog by a very smart, curious-minded guy. And he said something that jarred me. He was encouraging readers of the blog to acknowledge that it was Juneteenth and that this was a big deal for African Americans. 

But he said, this is an exclusive — I don’t think he meant malice by it — but this is an exclusively Black holiday, he used that phrase. I

 do not think that’s how we should understand Juneteenth. I think that Juneteenth should be understood, if it is to be worthwhile, as an American holiday and that it is a celebration, or it should be a celebration, of America’s complexity and a recognition of how America did not transit, as in a sort of one fell swoop from one state of enslavement of African Americans into another state of pristine freedom for African Americans. And that that’s really never how history works. You know, this is constant work, and the constant work is not the work of Black people. The constant work, if we are to be a nation, is the work of all Americans. And so, remembering this just as something for Black people is to devalue it.

This interview has been lightly edited and condensed for clarity. AP contributed to this report.

 


Climate change threatens the Hajj as over a thousand die from heat in Makkah


More than half of the victims were not registered, arriving via "irregular" channels. The highest number of deaths was reported among Egyptians, but fatalities include people from Indonesia, Malaysia, and Pakistan. In the future, global warming will likely make things worse.



Riyadh (AsiaNews) – More than the fears of the war in Gaza and the risks associated with the crowds in the holy places, cause of fatal accidents with heavy tolls in the past, the number one enemy for the faithful in Makkah during the Hajj this year (14-19 June) is the heat.

So far more than a thousand people have died, AFP reports, based on data provided by various countries. Last year’s death toll was around 240.

Saudi authorities have not yet released any official figure, but Egypt is said to have paid the highest price with 658 deaths from heat and heatstroke, but at least 630 were unregistered pilgrims not eligible to participate.

The religious event has also seen accidents and deaths in the past, as well as outbreaks of communicable diseases like SARS, bird flu, and meningitis.

Every year, tens of thousands of pilgrims try to perform the Hajj without registering or paying the official permit, which can be costly.

Saudi authorities moved out hundreds of thousands of unregistered pilgrims from Makkah earlier this month, but many appear to have eluded security checks, joining other pilgrims during the first rites last Friday.

Unregistered pilgrims are more vulnerable to heat and high temperatures because, without an official permit, they cannot access air-conditioned spaces provided by organisers for the more than 1.8 million authorised pilgrims, to cool off after hours of walking and praying outdoors.

“People were tired after being chased by security forces before Arafat day. They were exhausted,” one Arab diplomat said today, referring to the outdoor prayer that marked the culmination of the Hajj last Saturday.

As the leading cause of death, heat can trigger complications like high blood pressure and other cardiovascular problems.

Malaysia, Pakistan, India, Jordan, Indonesia, Iran, Senegal, Tunisia, and Iraqi Kurdistan have all confirmed fatalities among their citizens.

Complicating things is the fact that this year, Hajj fell during the scorching Saudi summer.

Saudi Arabia’s national meteorological centre reported a high of 51.8 degrees Celsius earlier this week at the Grand Mosque in Makkah.

According to a Saudi study published last month, local temperatures are rising 0.4 degrees Celsius each decade with the future promising even more.

The Islamic calendar is lunar, so the pilgrimage moves back 10 days each year. Thus, while the Hajj is now moving toward winter, by the 2050s it will coincide with the peak of summer in Saudi Arabia. This could be "fatal" as Fahad Saeed, a climate scientist at Pakistan-based Climate Analytics, pointed out.

Heat-related deaths during the major pilgrimage to Makkah are nothing new and have been recorded since the 1400s.

A lack of acclimatisation to higher temperature, intense physical exertion, exposed spaces, and an older population makes pilgrims vulnerable.

More than 2,000 people suffered from heat stress last year, according to Saudi sources, and the situation will worsen as the planet warms up.

According to a 2021 study published in the journal Environmental Research Letters, if the world warms by 1.5° Celsius above pre-industrial levels, the risk of heatstroke for pilgrims participating in the Hajj will be five times greater.

The current deaths are thus a foretaste of things to come for tens of millions of Muslims who will undertake the pilgrimage in the coming decades.

“The hajj has been conducted in a certain way for more than 1,000 years now, and it's always been a hot climate," said Carl-Friedrich Schleussner, a scientific advisor at German institute Climate Analytics. “But ... the climate crisis is adding to the severity of the climate conditions."

Hence, some rites, Schleussner notes, like the climb to Mount Arafat have become "incredibly dangerous to human health.”