Amid pandemic, the world’s working poor hustle to survive
By AYA BATRAWY and EMILY SCHMALL

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In this April 7, 2020, photo, Rosemary Paez Carabajal, left, her husband Yonoma Saenz, their children Laisa and Leonardo pose for a photo at the room they rent in Buenos Aires, Argentina. Carabajal makes a living selling coffee on the street, and can no longer do her job after the government-ordered lockdown to curb the spread of the new coronavirus. (AP Photo/Natacha Pisarenko)

DUBAI, United Arab Emirates (AP) — From India to Argentina, untold millions who were already struggling to get by on the economic margins have had their lives made even harder by pandemic lockdowns, layoffs and the loss of a chance to earn from a hard day’s work.

More than four out of five people in the global labor force of 3.3 billion have been hit by full or partial workplace closures, according to the International Labor Organization, which says 1.6 billion workers in the informal economy “stand in immediate danger of having their livelihoods destroyed.”

The toll for families is hunger and poverty that are either newfound or even more grinding than before. Hunkering down at home to ride out the crisis isn’t an option for many, because securing the next meal means hustling to find a way to sell, clean, drive or otherwise work, despite the risk.

How the world’s poor get through this pandemic will help determine how quickly the global economy recovers and how much aid is needed to keep countries afloat.

Here are six stories from six corners of the world of people who saw their lives upended by the same invisible menace.

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NAIROBI, KENYA

Judith Andeka. (AP Photo/Brian Inganga)

Judith Andeka has seen tough times before.

The 33-year-old mother of five lost her husband two years ago and was left to make ends meet on just $2.50 to $4 a day from washing clothes in Nairobi’s Kibera, one of the world’s biggest slums.

But things were never as tough as they are now.

Neighbors aren’t going to work because of restrictions on movement, so they can’t afford her services. Even if they could, they don’t want her handling their laundry due to virus concerns.

“I haven’t had a good day for the last two weeks,” Andeka said.

She’s been forced to send all five kids to live with relatives who are slightly better off: “I had no choice, because how do you tell a 2-year-old you have no food to give them?”

Like many others in Kibera, home to an estimated 300,000 to 800,000 people, Andeka wakes up early and rushes to a food aid distribution point to try her luck. Crowds often overwhelm the aid workers in their desperation, and men with sticks beat them back and police fire tear gas.

Each time she goes out looking for food or a chance to earn, she risks being robbed of the few belongings in her shack of cracked mud walls and rusty iron sheet roof. There’s a bed, two mismatched plastic chairs, a thin table, some buckets for collecting water from a communal tap and her two most prized possessions: a small gas burner and an old black-and-white TV.


Just a month ago, it didn’t seem life could be any harder. Now she knows otherwise.

“It’s better for corona(virus) to end and we continue living in hunger,” Andeka said. “Hunger is normal.”

- By Tom Odula in Nairobi.

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BUENOS AIRES, ARGENTINA

Rosemary Paez Carabaja with daughter Laisa and son Leonardo. (AP Photo/Natacha Pisarenko)

Rosemary Páez Carabajal pushed a coffee cart on the streets of Argentina’s capital, until the lockdown forced her to stop.

Páez Carabajal, her blacksmith husband who’s also out of work and their two children rent a single room in a two-story brick building for the equivalent of $119 a month.

Now the cart sits idle in the hall, and the home is stacked with textbooks as the couple try to home-school their lone school-age child, a 7-year-old son.

They are dipping into meager savings and relying on a one-time government aid voucher worth about $150. For now, their landlord is not collecting rent.

Páez Carabajal worries her small business may not survive even after restrictions are eased.

“People are going to have doubts about buying because the disease is transmitted by grabbing things,” she said.

The coronavirus came at a time of already painful recession in Argentina, with more than a third of its 44 million residents in poverty, according to figures from late 2019. Some 3 million have requested food aid in recent weeks, adding to the 8 million getting such assistance before the pandemic.

“When the quarantine was coming,” Páez Carabajal recalled, “I said: ‘We’re all screwed, us day-to-day vendors.’”

- By Débora Rey and Víctor Caivano in Buenos Aires.

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JAKARTA, INDONESIA

Budi Santosa with his young son. (AP Photo/Dita Alangkara)

When Budi Santosa, a cook in a Chinese fast food restaurant, was told he’d be laid off, he wasn’t sure how he’d tell his wife.

“I am the breadwinner of the family. My children are toddlers. So they are the first things I thought about that day,” he said.

The 32-year-old is one of nearly 2 million who’ve lost jobs as a result of the pandemic in Indonesia, where poverty afflicts close to 10 percent of the country’s nearly 270 million people.

For Santosa the blow from the virus has been twofold: Not only has he lost the job, restrictions on movement mean he no longer earns extra cash moonlighting as a taxi driver, only from making food deliveries, which pays less.

“The government told us to stay at home, but if I stay home my wife and children will have no food to eat,” he said.

Santosa hasn’t had much time to dwell on his misfortune because he has to think about survival: Food, rent and paying down the debt on his motorcycle.

He now averages a little over $4 a day, down from $19 before the pandemic, from deliveries, just enough to buy food for himself, his wife and two young children. She stays at home to take care of the kids in their small, sparse, bare-walled home.

Santosa borrowed from friends to pay April’s rent. He’s not sure what he’ll do for May.

- By Edna Tarigan in Jakarta.

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CAIRO

Hany Hassan, at right, and his friends. (Courtesy of Hany Hassan via AP)

In this sprawling and bustling metropolis of some 20 million people, the “ahwa,” or coffee shop, was among the first casualties of a shutdown order for many Egyptian businesses.

No longer were they allowed to offer “sheesha,” the hookah waterpipe so popular in the Middle East. Before long they were closed altogether.

That cost Hany Hassan his job. He hadn’t been making much — $5 a day — but it was enough to feed his family.

“We are financially ruined,” said the 40-year-old father of four.

Unable to find work in a relatively pricey Cairo he could no longer afford, he moved back to family in his hometown of Mallawi, about 190 miles (300 kilometers) to the south.

But his chances for work there are even dimmer. Chronic back pain means he can’t do the manual labor jobs many people work in the provinces.

Jobless for over a month, he goes out daily looking for work but comes back empty-handed every night. To keep afloat, he’s borrowed money.

Before the pandemic, one in three Egyptians or roughly 33 million people were living on about $1.45 per day, and around 6% were in extreme poverty, or living on less than a dollar a day, according to the country’s official statistics agency.

The government has created an emergency fund for vulnerable people, offering the equivalent of around $32 a month.

Hassan is one of 2 million who have applied. He’s grateful for that, but what he really needs is work. Otherwise, he fears, “there will be famine.”

“It’s not only me,” he said. “there are many people now who have nothing to feed their children.”

- By Samy Magdy in Cairo.

___

AMMAN, JORDAN

Khalil Yousef with his children, from left Nada, Hamza and Hazem. (AP Photo/Omar Akour)

Jordan’s wide-reaching lockdown has hit hard in al-Wehdat, a crowded, impoverished refugee camp in the capital.

Brothers Mohammed and Khalil Yousef used to scratch out a day-to-day existence as truck drivers. Mohammed, 40, hauled construction supplies. Khalil, 38, moved produce. Each earned between 10 and 20 dinars, or $14 to $28, a day.

Between them they have nine children, all under 16. In Khalil’s cement shack, the refrigerator is bare save for some tomatoes, onions and a few bags of pita bread.

Mohammed said residents usually help each other out in hard times, but borrowing from neighbors isn’t an option today. “The whole camp is without work now,” he said. “Everyone is broke.”

He opened his wallet to show its contents: ID cards, but no cash: “In the beginning I still had a little bit of money, but now there’s nothing.”

Al-Wehdat is Jordan’s second-largest camp for Palestinian refugees, the descendants of those who fled or were driven from their homes in the 1948 Arab-Israeli War. Over the years, Syrian refugees and Egyptian migrant workers have also settled here, and today about 60,000 people are crammed into the camp.

The government is implementing a program to support day laborers and says it has made payments to more than 200,000 families. The Yousefs have not received anything so far but say some neighbors have gotten the equivalent of $35.

After being idled for weeks, they are now only partially getting back to work as some restrictions on drivers are eased.

There are fears that loosening the lockdown could cause a spike in the virus in overcrowded al-Wehdat, but it’s unemployment that worries people most.

“People are afraid of going broke,” Mohammed said, “of not being able to put food on the table.”

- By Karin Laub in Amman.

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LUCKNOW, INDIA

Mahesh and Gita Verma. (AP Photo/Biswajeet Banerjee)

Mahesh and Gita Verma ran a flower stall outside a Hindu temple honoring the monkey god Hanuman in this northern Indian city.

When authorities ordered a lockdown on nonessential businesses, the Vermas rushed to unload their stock, selling flowers to regular customers for just a few cents.

The money they got amounted to “nothing,” Mahesh said as the couple closed down the stall, covered beneath a blue tarp.

India has the world’s largest population of extremely poor people: 176 million living on less than $1.90 a day, according to the World Bank.

As of 2019, India had halved its poverty rate over the previous 15 years, fueled by growth topping 7% annually, but the crisis is expected to set that back. Economic activity in the country has fallen by 70%, according to French bank Société Générale.

Much of that activity was powered by workers in the informal sector -- rickshaw drivers, housekeepers, farm hands, shoeshiners and modest entrepreneurs like the Vermas -- who make up 85% of India’s labor force and now find themselves indefinitely sidelined.

The Vermas and their five children, ages 8 through 20, were already living hand to mouth before the coronavirus. Now they’ve canceled their cable TV — a small luxury that to them represented success — and are limited to eating mostly potato-based dishes.

“We cannot have food like we used to have,” Gita said.

The couple feared they’d run out of cash and food before the scheduled end of the lockdown May 18, so they took a small loan from friends to convert the flower stall into a bread and milk shop — the kind of business the government has deemed essential and thus exempt from the shutdown.

- By Biswajeet Banerjee in Lucknow and Emily Schmall in New Delhi.

Remembering humanity's triumph over a virus, 40 years on

AFP/File / LEILA GORCHEVVaccinations against smallpox helped eradicate the disease in 1980

As scientists scramble for a COVID-19 cure and vaccine, the world marks on Friday a pertinent anniversary: humanity's only true triumph over an infectious disease with its eradication of smallpox four decades ago.

On May 8, 1980, representatives of all World Health Organization (WHO) member states gathered in Geneva and officially declared that the smallpox-causing variola virus had been relegated to the history books, two centuries after the discovery of a vaccine.

Smallpox is a highly contagious disease that was transmitted via droplets during close contact with other people or contaminated objects, sparking high fever and a rash that left survivors permanently disfigured and often blind.

But many did not survive. The virus killed up to 30 percent of all those infected and is estimated to have killed more than 300 million people in the 20th century alone.

CENTER FOR DISEASE CONTROL/AFP/File / HOA close-up view of smallpox lesions on a person's leg

Smallpox is thought to have existed for thousands of years, with the earliest documented evidence of the vesicular skin lesions believed to be caused by the disease discovered on the mummy of Egyptian pharaoh Ramses V.

The devastating disease was also the target of the world's first vaccine, discovered by scientist and physician Edward Jenner in 1796.

- 'Public will' -

But the idea of fully eradicating smallpox only emerged nearly two centuries later, in 1958, amid a "momentary 'detente' between the Russians and Americans", US epidemiologist Larry Brilliant told AFP.

At a time when smallpox remained endemic in more than 30 countries and was still killing more than two million people annually, the Soviets proposed to show what global cooperation is good for and eradicate the disease.

LIBRARY OF CONGRESS/AFP/File / HOFree smallpox inoculations were being given to US Office of War Information employees in 1943

They made the proposal during a meeting of the WHO's annual assembly.

"Immediately America agreed," Brilliant said, juxtaposing the leadership and international cooperation seen back then, during the Cold War, to the "nationalism" colouring the current response to the novel coronavirus.

"There was public will," he said.

Four decades later, as the world reels from the shock of the COVID-19 pandemic, decision-makers should look to the tireless efforts to isolate those infected with smallpox and trace their contacts for inspiration, said Rosamund Lewis, in charge of the smallpox file at the WHO.

- Lessons for COVID-19 response -

"We can learn a lot from smallpox for the COVID response," she told AFP.

The WHO initially did not have the funds needed to get to work seriously on rooting out smallpox, but when it finally launched the global eradication campaign in 1967, experts "went door-to-door" to find infected people, she said.

THE NATIONAL ARCHIVES/AFP/File / HOPre-schoolers in the US being inoculated against smallpox in 1946

She lamented that it had taken too long for many countries to realise the importance of this basic public health "weapon" against COVID-19, as it has spread worldwide, killing more than 260,000 people in a matter of months.

Experts stress that contact-tracing will be of vital importance until a vaccine against the new virus is developed and available -- something expected to take at least a year.

The discovery of the smallpox vaccine nearly a quarter of a millennium ago was a "principle element of the victory" against the disease, Angela Teresa Ciuffi, a microbiology professor at Lausanne University, told AFP.

Jenner came up with the idea for a vaccine after observing that milkmaids who previously caught cowpox did not catch smallpox, and used the usually fairly harmless virus to immunise against the far more deadly disease.

Before the emergence of the vaccine, people engaged in inoculation to immunise against smallpox, inserting powdered smallpox scabs or fluid from a patient into superficial scratches made in the skin, in the hope it would produce a mild but protective infection.

While this process did have an immunising effect, "the inconvenience was that it allowed smallpox to circulate," said Anne-Marie Moulin, head of research at the French National Centre for Scientific Research.

Improvements to the vaccine, including the abolishment of the need for refrigeration, greatly increased its access and availability and paved the way for the eradication campaigns to come.

After a decade-long major push, the last known naturally occurring case of smallpox was seen in Somalia in 1977.

A year later, however, a British medical photographer working near a smallpox research lab became infected and died.

- Bioterrorism threat? -

Since then, a global debate has raged over whether or not variola virus samples should be destroyed.

Only two places in the world are authorised to keep samples of smallpox: the Centers for Disease Control and Prevention in Atlanta in the United States, and the State Research Centre of Virology and Biotechnology (VECTOR) in Novosibirsk, Russia.

CENTER FOR DISEASE CONTROL/AFP /This image from the Center for Disease Control shows a transmission electron micrograph of smallpox viruses

Washington and Moscow have long maintained the importance of retaining the samples for research purposes.

But decades after its eradication, the threat of smallpox still looms large, with fears that the remaining virus samples could pose a bioterrorism threat swelling since the September 11, 2001 terror attacks.

Compared to smallpox, "COVID-19 is just a training exercise", David Evans, a virologist at the University of Alberta in Canada, told AFP.

If ever reintroduced, "smallpox could be devastating in the first weeks when entering a world of largely immunologically naive persons," warned Rosine Ehmann of the Institute of Microbiology from the German Forces.

"COVID-19 has illustrated how long it can take for public health systems to activate their logistics and crisis intervention management," she told AFP.

China supports WHO-led review of global

 pandemic response

AFP / STRChina did not say the WHO probe should look at the origins of the pandemic, only the global response to it

China said Friday it supports a World Health Organization-led review into the global response to the coronavirus outbreak, but only "after the pandemic is over".

The comments from foreign ministry spokeswoman Hua Chunying came as China faces increasing global pressure to allow an international investigation into the origins of the pandemic.

The review should be conducted in an "open, transparent and inclusive manner" under the leadership of WHO chief Tedros Adhanom Ghebreyesus, Hua said at a press briefing.

She added that it should be at an "appropriate time after the pandemic is over".

But Hua did not say the review should probe the origins of the virus, despite growing calls led by the US and Australia for an international inquiry into the issue, which has become a key flashpoint in deteriorating tensions between Washington and Beijing.

Instead, the review should "summarise the experience and deficiencies of the international response to the pandemic, strengthen the WHO's work, enhance the construction of countries’ core public health capabilities, and provide suggestions to improve global preparedness against major infectious diseases," said Hua.

She said China would cooperate with WHO efforts to trace the origin, but rejected US calls for an investigation, accusing it of "politicising the issue".

Hua stressed that any inquiry should be based on the International Health Regulations, and be authorised by the World Health Assembly or Executive Committee -- the WHO's dual governing bodies.

WHO epidemiologist Dr Maria van Kerkhove said Wednesday the agency is in talks with China to send a mission to investigate the animal source of the virus.

Both US President Donald Trump and Secretary of State Mike Pompeo have heavily criticised China's alleged lack of transparency, and have repeatedly pushed the theory that the virus emerged from a Wuhan maximum-security virology lab.

The claim has become a key point of contention between China and the US, with Beijing accusing US Republican politicians of shifting the blame as an electioneering strategy.

Most scientists believe the virus originated in animals before it was passed on to humans.

Numerous countries including France, Germany and Britain have also urged greater transparency from China over its handling of the virus.

China has strenuously denied accusations it concealed information relating to the initial outbreak, insisting it has always shared information with the WHO and other countries in a timely manner.

Rep. John Ratcliffe: China, COVID-19 origins will be priorities if confirmed as DNI

Rep. John Ratcliffe, R-Texas, is sworn in before a Senate intelligence committee nomination hearing to be the next director of national intelligence on Capitol Hill on Tuesday. Photo by Andrew Harnik/UPI | License Photo

May 5 (UPI) -- Rep. John Ratcliffe on Tuesday said his primary focus if confirmed as director of national intelligence would be on China and the origins of the novel coronavirus that has so far killed more than 250,000 globally.

The Texas Republican made the comments during his confirmation hearing before the Senate intelligence committee.


"If confirmed the intelligence committee will be laser focused on getting all of the answers that we can regarding how this happened, when this happened, and I commit to providing with as much transparency to you as the law will allow and with due regard for sources and methods," Ratcliffe told the panel.

"All roads lead to China," he said, referencing cybersecurity threats and COVID-19's origins in Wuhan.

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The U.S. intelligence community issued a rare statement last week saying that although it can confirm COVID-19 originated in China, it was not manmade or genetically modified. President Donald Trump and Secretary of State Mike Pompeo, though, have made suggestions otherwise.


Ratcliffe told the intelligence committee that he hasn't seen evidence that the virus was created in a lab, but that it had "been a while" since he'd seen a classified coronavirus briefing.

The congressman also sought to reassure the panel he wouldn't let politics affect his job as the country's chief intelligence officer. Senators expressed skepticism over his ability to be impartial after being seen as a strong ally of Trump.

"Regardless of what anyone wants our intelligence to reflect, the intelligence I will provide if confirmed will not be altered or impacted by outside influence," he said in his opening statement.

Trump twice nominated the Ratcliffe to be director of national intelligence, first last July after Dan Coats chose to step down from the position. He stepped aside less than a week later citing media scrutiny, which targeted his experience. Critics accused the congressman of padding his resume. His second nomination came in February.

Ratcliffe, 53, has served as the U.S. representative for Texas' 4th District since 2015 and serves on the House Committee on Intelligence. He previously worked as a U.S. attorney and federal terrorism prosecutor and as mayor of the city of Heath, Texas.

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The position of director of national intelligence was created in the wake of the Sept. 11, 2001, terror attacks as a means of fostering inter-agency dialogue and cooperation among the 16 agencies that make up the U.S. intelligence-gathering network.

Australian Cardinal George Pell knew of child abuse, report says

Australian Cardinal George Pell speaks to members of news media at the Vatican on June 29, 2017. File photo by Massimo Percossi/EPA

May 7 (UPI) -- Australian Cardinal George Pell was aware of credible allegations of child sexual abuse against priests under his authority as early as the 1970s but failed to take action, a government inquiry has found.

Pell, a former Vatican treasurer, was aware of child abuse being committed by clergy by 1973, contrary to his long-held assertions that he knew nothing about the accusations, according to the findings of a royal commission of inquiry.




An unredacted version of the inquiry's findings was not made public until Thursday in order to avoid prejudicing legal proceedings against Pell.

The Catholic prelate was convicted of child abuse in 2018, but was released from prison last month when Australia's supreme court threw out the conviction. The move triggered the release of more than 100 previously unseen pages of the royal commission's report.

Among its findings, the investigators found it "implausible" that Pell had not been told of child abuse allegations made against priest Gerald Ridsdale in the early 1970s.

Ridsdale later admitted to committing dozens of offenses against children over a 20-year span, many while serving as chaplain at a boys' school in the Australian city of Ballarat.

"We are satisfied that in 1973 Father Pell turned his mind to the prudence of Ridsdale taking boys on overnight camps," the commissioners said in the report.

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"We are also satisfied that by 1973, Cardinal Pell was not only conscious of child sexual abuse by clergy, but he also considered measures of avoiding situations which might provoke gossip about it."

The inquiry also found that Pell was explicitly told of Ridsdale's "sexual transgressions" in 1982.

Pell said Thursday he was "surprised" by the commission's findings and asserted they are "not supported by evidence."

THE SMARTPHONE ECONOMY
Post-coronavirus crisis, should we go cashless?

What’s happening

When Amazon opened its first cashless Go stores in 2019, cities and states that banned cashless businesses forced the company to quickly pivot and start accepting cash. But amid the coronavirus pandemic, many Americans are rushing to use cashless payments, eager to avoid touching surfaces potentially contaminated with the virus. According to a YouGov poll, almost half of Americans say that they are turning to cashless payments when making in-person transactions during the crisis. And as businesses look at reopening, they are implementing cashless protocols, such as Starbucks’ pledge to shift to cashless payments so customers don’t have to worry about virus spread.


Why there’s debate

For cashless proponents, the pandemic is demonstrating why it’s time to go digital. Cash can spread germs as it moves through hands, they say. And cashless payments are faster: The millions of Americans still waiting for mailed coronavirus stimulus checks could have had the money deposited directly into their bank accounts.

Advocates also argue that swiping or hovering a card over a terminal is more convenient than counting out bills. Businesses would save money by saving the time that would otherwise be used to handle cash, they say. Plus, they say that thefts would decrease with the absence of money in cash registers and a better ability to track payments.

But opponents maintain that going cashless is discriminatory. Several states and cities, including New York City and New Jersey, have already banned cashless businesses. Going cashless excludes people without bank accounts — such as those who are young, low-income, homeless or undocumented. And a cashless world would be difficult for people who are less tech savvy, like the elderly, who often struggle to navigate digital systems.

Critics also worry about scenarios in which, instead of being robbed of $20 from your pocket, you are hacked and lose everything in your bank account. There are also privacy concerns, as it’s easier to monitor digital payments. Vulnerable people, such as domestic abuse victims, could no longer secretly save cash in hopes of escaping dangerous circumstances. Finally, critics say that there are logistical difficulties to a cashless society, given that there’s no universal global digital banking system.

What’s next

China is currently piloting the world’s first digital national currency, and other countries are considering following suit. Amid the pandemic, Democrats have floated plans to give Americans “digital dollars” for future stimulus relief and to provide banking for those without accounts, but no legislation has yet been passed.
Perspectives

Proponents

Cash is dirty and can carry germs

“Do I want to grab the thing that you were just holding in your hand? No.” — Harvard economist Kenneth Rogoff to Politico
Digital wallets are more convenient

“For the U.S., digital wallets would have radically improved the government’s ability to help individuals and small businesses in this pandemic. Americans who signed up for direct deposit received stimulus payments much more quickly than those waiting for paper cheques” — Gary Cohn, Financial Times
Going cashless will help businesses recover in the pandemic

“I think the business case spoke for itself before COVID-19. I think it’s a necessity after COVID. And who knows how long we’re going to be operating with a latent amount of fear in our [customers’] minds about touching and extra contact?” — Steve Cannon to the Atlanta Journal-Constitution

It’s time to modernize our financial system
“The U.S. financial system was once considered unrivaled, but COVID-19 has exposed a network of outdated and inefficient technologies. Among the many lessons from this crisis, one will be that the U.S. must invest in its financial infrastructure to promote economic growth at home and its strategic influence abroad.” — Aditi Kumar, Los Angeles Times

Critics

A cashless society is an exclusionary society“Forcing customers to use only credit or debit is a discriminatory business model that disadvantages low-income people, people of color, undocumented immigrants and seniors. Communities of color in New York City are more than twice as likely to be unbanked and are far less likely to host a branch of a bank than the national average.” — Stuart Appelbaum, labor union president, to the Guardian
Without cash, it’s easier to get into financial trouble

“It can hurt people with low incomes when businesses go cashless, it can hurt workers who rely on cash tips and — even if you’re not in either of these groups — it can hurt you because it’s easy to get into financial trouble with credit cards.” — Sally French, New York Times

Cash provides privacy

“Cash safeguards our personal information, so each of us can decide whether or not to share the details of our spending habits. Digital payment technology makes it too easy to surrender our privacy.” — Doug Pertz, USA Today

The Cat Who Walks Through Walls - Wikipedia

https://en.wikipedia.org › wiki › The_Cat_Who_Walks_Through_Walls

The Cat Who Walks Through Walls is a science fiction novel by American writer Robert A. Heinlein, published in 1985. Like many of his later novels, it features Lazarus Long and Jubal Harshaw as supporting characters.

Everyone should be able to participate in our economy

"Going cashless had positive results, but it also had the unintended consequence of excluding those who prefer to pay or can only pay with cash. Everyone in the community needs to have access to real food.” — Statement from SweetGreen restaurant chain, which reversed its cashless policy, Washington Post

Digital systems can fail

“Digital systems may be ‘convenient,’ but they often come with central points of failure. Cash, on the other hand, does not crash. It does not rely on external data centres, and is not subject to remote control or remote monitoring.” — Brett Scott, the Guardian

IN AFRICA MOBILE PHONES ARE THE FINANCIAL SERVICE INDUSTRY
Digitizing financial services key to Africa's post-pandemic growth, experts say
By Jack Kelly, Medill News Service


A woman selling tuber waits for customers at a market in Nigeria's commercial capital Lagos, on Monday. Experts say African countries would benefit from digitized financial services during the pandemic. Photo by Akintunde Akinleye/EPA-EFE

The COVID-19 pandemic highlights Africa's need to digitize, especially in the financial services sector, to protect the continent's primarily cash-based societies from the spread of the disease, leaders from public and private African institutions said Thursday.

Speaking at an event hosted by the Woodrow Wilson International Center for Scholars, these leaders said a robust and inclusive African financial services sector also will help prepare the world's second-most populous continent to leapfrog into the post-pandemic era.

"It's clear that the coronavirus pandemic is changing the way we work, changing the way we do business [and] changing the way we live," said Tim Kelly, the World Bank's lead information and communications technology policy specialist.

Kelly, who is based in Kenya, said that while the COVID-19 pandemic has yet to fully take root in Africa, the continent's myriad informal marketplaces would make it impossible to implement public safety practices like social distancing and physical isolation in many African cities.

I think a digital response to the coronavirus epidemic is so important for Africa," Kelly said. "It's an area where Africa can learn from the rest of the world, and an area where Africa has ... the chance to leapfrog through its digital transformation."

Musa Jimoh, director of the payment system management department at the Central Bank of Nigeria, agreed that transforming digital financial services is imperative to keep Africans safe in pandemics.

Markets across the continent currently work on primarily cash-based systems, and many Africans do not have formal bank accounts. Accordingly, most Africans rely on cash-based, in-person transactions to conduct their shopping.

"When you think about what's happened recently, we've seen that digitization has become a major compelling imperative for all Nigerians," Jimoh said. "With social distancing, a lot of Nigerians do not want to touch physical devices. ... Everybody wants to do transactions without having physical interaction with bank branches and other financial touchpoints."

Maximizing electronic transactions through mobile money and other digital technologies would allow for safer shopping during the pandemic, Kelly and Jimoh said.

Improving and digitizing financial services in Africa would also benefit the region's economy overall, according to Kennedy Mubita, who leads Standard Chartered Bank's African ventures division.

Mubita said the supply chains of many African manufacturers and companies are tied to Europe, when, in reality, they could be tied to other African nations.

"Digitization enables us to create new marketplaces and give new access to markets for people who are within the continent and [would] be able to find a product within the locality," Mubita said. "And in so doing increase the volume of sales and optimize the fixed cost that they put in their ventures."

Mubita added that before the arrival of digital financial services, many Africans and companies could not access credit from formal financial institutions. Now, digital platforms allow these individuals to have financial histories and help them access the financial services they need to run and grow businesses.

Viola Llewellyn, co-founder and president of Ovamba Solutions, a company that provides short-term capital to businesses via mobile phone payments, echoed the sentiment that financial inclusion will be key to Africa's post-pandemic development. However, she also highlighted the need for a uniform response to digitization from regulators and lawmakers.

Llewellyn said some regulators don't accept PDFs and digital signatures as official documents, slowing down business. She also said some laws need to be rewritten to eliminate roadblocks to digital commerce.

"We have an issue with the way the legal frameworks operate within a contractual basis," Llewellyn said. "It would be very difficult to continue to digitize trade when entire regions don't accept" some documents in digital forms.

She called the pandemic an "important opportunity" to push innovation in Africa and empower the continent to emerge stronger in the post-coronavirus world.

Tribes prepare hemp, CBD strategies after USDA approval



The U.S. Department of Agriculture approved an industrial hemp plan for the Sac & Fox Tribe of the Mississippi in Iowa, which has incorporated new hemp and CBD companies. Photo courtesy of Sac & Fox Tribe of the Mississippi in Iowa

DENVER, April 24 (UPI) -- Newly approved federal plans for tribal industrial hemp production are giving U.S. sovereign nations a competitive advantage in growing the plant and selling CBD, the tribes say.

As U.S. farmers rush to plant industrial hemp after 80 years of prohibition, tribal sovereign governments find they have an advantage because they can cut through red tape and become the first entrepreneurs in state markets to offer their own CBD and hemp products.

"The tribe is very excited about hemp," said Joseph VanGorp, hemp operations director for the Sac & Fox Tribe of the Mississippi in Iowa. "It's been a long time coming."

The 2018 Farm Bill allowed tribes to apply directly for approval from the U.S. Department of Agriculture for hemp programs. USDA has approved 20 tribal nations' plans, with 18 more under review or in drafting stages.

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As sovereign nations, tribes can craft their own hemp plans, and tribal hemp companies do not have to be licensed by the agriculture departments of states in which they are situated.

Tribal-owned hemp operations can potentially bring new revenue into the tribal coffers to pay for member social services.

In Tama, Iowa, the 7,000-acre sovereign Sac & Fox Tribe, or Meskwaki Nation, can use its sovereign jurisdiction to regulate the CBD that the tribe will produce, hemp director VanGorp said.

Iowa has some of the most restrictive laws for CBD, which can only be sold with a doctor's prescription, according to the state attorney general. The tribe will sell its own CBD at its truck stop in Tama and through wholesalers. It already sells tobacco and vaping products.

"CBD is difficult to obtain in Iowa," VanGorp said. "It will be a lot easier for people to just come to Tama and choose what they want to buy."

VanGorp, who formerly worked in Colorado as a chemist in CBD extraction, said the tribe also plans to open an extraction facility -- the first in the state.
After hemp was allowed again in the 2018 Farm Bill, the Iowa Department of Agriculture approved a hemp plan for 2020 and some farmers are obtaining licenses. But no processing facilities have been approved in the state.

Iowa had a rich history of industrial hemp production before the plant was federally prohibited. "There were about 11 processing plants for hemp in the state in the 1940s," VanGorp said.

In New York's Cayuga Nation, the new hemp program this year will get a jump on other New York farmers, said Clint Halftown, the tribe's federal representative.

New York does not yet appear on the USDA's list of state-approved plans, although Gov. Andrew Cuomo approved hemp regulations in December 2019. As a result, hemp-growing still must be coordinated through a university pilot program.

Approved hemp programs for Cayuga Nation, and the affiliated Seneca Nation, will have more flexibility to grow hemp and market their own CBD products, tribal leader Halftown said.

The tribe, which grows vegetables and soybeans and raises cattle near Seneca Falls, N.Y., plans to plant hemp this spring.

"Our nation-owned and operated hemp program and our own line of CBD will stimulate another avenue revenue source for the community," Halftown said.

The USDA last week also approved a hemp plan for the Montana-based Blackfeet Nation. The tribe belongs to the Blackfoot Confederacy, a family of tribes on both sides of the U.S.-Canadian border. (ALBERTA BORDERS MONTANA)
Canadian farmers have been growing hemp for seed and fiber for more than 20 years, and some Canadian sovereign nations began to grow cannabis last year. Canada legalized recreational marijuana in 2018.

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U.S. hemp-based construction advances with fire-safety tests, new book

European buildings have used hemp-and-lime construction for decades, like in this multi-story Italian apartment building. Photo courtesy of Jonsara Ruth

DENVER, May 7 (UPI) -- Natural materials builders seeking to grow a market for industrial hemp in the United States are moving forward after successful testing for building safety codes and recognition by a national architecture and design program at a U.S. university.

Hemp advocates have identified lime-hemp building material, called "hempcrete," as an opportunity to build a market for hemp grown for fiber. Challenges have been a lack of supply, building code regulations and a lack of education among architects and designers, builders say.

Hemp advocates are encouraged by building safety tests that are moving forward faster than expected, said Dion Markgraaff, vice president of the recently formed U.S. Hemp Building Association, based in Denver.

Already this spring, hempcrete passed fire safety tests under the jurisdiction of ASTM International, formerly known as the American Society for Testing and Materials. Hempcrete was deemed inflammable in smoke development and flame-spreading tests.

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The building association plans to apply soon for certification from the International Code Council, where engineers would to determine the technical standards and mix ratios to include hempcrete as a permissible building material in the United States.

"They're excited to help us get this done," Markgraaff said. "We thought it would take years, but it's moving very quickly."

Hemp construction products have the potential to generate jobs and economic growth on a local level, he said.

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"Farmers can grow hemp locally. Lime is everywhere, water's everywhere. This building material can boost the local economy and have a smaller [carbon] footprint," Markgraaff said.

Chipped hemp bark, lime binder and water are mixed together to make hempcrete. The material dries to a strong, stone-like substance that is fireproof, mold-proof and insect-proof, researchers at New York's Parsons School of Design's Healthy Materials Lab said.

Hempcrete has been used in building construction for 30 years in Europe, replacing siding, insulation and drywall, but fewer than 50 hempcrete structures have been built in the United States.

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A forthcoming 200-page book, "Hemp + Lime: Examining the Feasibility of Building with Hemp and Lime," edited by architect Alison Mears and Jonsara Ruth, an associate professor of design, presents an overview of a five-year research project on hemp-lime construction as a natural material for affordable housing.

For the book, researchers studied international uses of hempcrete and toured multi-story apartment buildings made of hempcrete in Italy and other European countries.

"Hemp is a unique plant because the silica inside its stalk allows it to attach to and bind with lime really well," Ruth said.

The hemp plant's cellulose can absorb large amounts of atmospheric carbon dioxide while growing. When made into hempcrete, 9- to 12-inch-thick walls also are breathable and temperature controlling, unlike air-tight traditional building materials that trap off-gases from petroleum-based products, paints and solvents, Ruth said.

Builders and researchers envision hemp building materials in the construction supply chain, available off the shelf for builders.

They have had some successes.

Hempcrete made into pre-formed blocks is lighter in weight than traditional masonry material like brick or stone.

"These union masonry workers don't have to break their backs working with hempcrete blocks," Ruth said.

Another example is "HempWool" insulation batts, imported from Canada, which use industrial hemp fiber instead of fiberglass and can be installed with bare hands.

"With every other insulation material, you have to wear hazmat suits with a full respirator and gloves." said Tommy Gibbons, co-founder of Sun Valley, Idaho,-based Hempitecture.

"Hemp is the material that the green building industry has been waiting for," said Vermont-based architect Bob Escher, president of the hemp-building association.

"There are so many materials we'll be able to make out of hemp in the next 50 years," Escher said. "It will really change the whole construction industry in my mind."

House probe: Trump admin failed to adequately screen travelers for COVID-19

Officers with U.S. Customs and Border Protection Office of Field Operations screen international passengers arriving at Dulles International Airport in Dulles, Va., on March 13. Photo by Glenn Fawcett/U.S. Customs and Border Protection/UPI | License Photo

May 8 (UPI) -- The Trump administration failed to conduct effective screening of passengers from South Korea and Italy for the coronavirus when those countries were experiencing rapid expansion in COVID-19 cases, House investigators said.

In early March when South Korea and Italy were combating ballooning COVID-19 infections, Vice President Mike Pence announced "we are now screening 100 percent" of travelers from those countries for the coronavirus before entering the United States.

However, a report released Thursday by the committee on oversight and reform states this was not the case as the White House relied upon Italian and South Korean screeners to check passengers, of which almost none were barred from flying to the United States.

"This investigation reveals another opportunity the administration missed to limit the impact of the coronavirus," said Rep. Raja Krishnamoorthi, chairman of the subcommittee on economic and consumer policy.

According to the report, the subcommittee was briefed by staff from the Centers for Disease Control and Prevention, Customs and Border Protection, the Department of Homeland Security's Countering Weapons of Mass Destruction Office and the Department of State, which issued the screening directive for all passengers from those two countries on March 3.

The probe found that between March 3 and March 14 when President Donald Trump's sweeping travel restrictions went into effect for European nations, a total of only 13 passengers on two U.S.-bound flights from Italy were barred from boarding due to the screening process.

Similarly for South Korea, only 56 passengers were denied flying to the United States during this period.

Those who did enter the United States from Italy and South Korea, however, did not receive health screenings at U.S. airports despite the CDC issuing in late February its highest level travel advisory for those countries.

"Not until March 14, 2020, were travelers returning from Italy subjected to enhanced health screening, and travelers from South Korea never received enhanced health screening when arriving in the U.S.," the report said. "Prior to March 14, passengers did not even receive travel health advisory handouts with information about coronavirus and about how to self-isolate for 14 days."

The report accuses the Trump administration of having the ability to conduct the screenings it said it was performing but chose not to, stating such screenings had been performed since Jan. 17 for passengers arriving from Wuhan, China, where the virus emerged late last year, before being expanded to all passengers from the Asian nation in early February. The only passengers currently being subjected to enhanced screenings for the coronavirus are those returning from China, Iran, Britain, Ireland and the Schengen Europe region, it added

After Trump issued the sweeping travel restrictions on March 14, the administration did not "robustly screen" for coronavirus symptoms, the probe found.

According to government data, of the 250,000 passengers entering the United States from travel-restricted countries between Jan.17 and March 29, fewer than 1,500 passengers, or 0.6 percent, were referred to the CDC for public health screenings.

Krishnamoorthi launched the probe mid-March after the committee received letters from five U.S. citizens who had recently returned from either Italy or South Korea and raised concerns about the screening process after they were allowed to enter the country without being checked.

"Due to denials and delays, the administration lost critical time it could have used to prepare and build up capacity to mitigate -- a capacity we are no struggling to build while the virus wreaks havoc in our hospitals and homes," Krishnamoorthi said.